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421 Windmill Palm Dr, Laredo, TX 78045 Property Records

Webb County property record for 421 Windmill Palm Dr, Laredo, TX 78045

Property Summary

Property TypeSingle Family Home
Details2,647 sqft · built 2013
Lot Size0.142 acres (6,202 sqft)
Owner2 Individual Names on File
Last Sale$365,939 (Jul 2026)
Tax Bill$4 (2025)
Deeds & MortgagesJul 2026 Mortgage
Feb 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN989-73002-210

Property Details

APN / Parcel Number

Primary APN989-73002-210
Alternative APN
  • 489626

Interior

Stories2 Stories
Building Area2,647 sqft Living Area
Gross Area3,067 sqft
1st Floor Area1,343 sqft

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Exterior MaterialStucco
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area6,202 sqft (0.142 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area138 sqft

Location & Zoning

Street Address421 WINDMILL PALM DR
CityLAREDO
StateTX
Zip78045-6817
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSAN ISIDRO NORTHEAST LOS PALMARES, BLOCK 2, LOT 21, UNIT 4
Legal SubdivisionSAN ISIDRO NORTHEAST LOS PALMARES
Legal Block2
Legal Lot Number21
JurisdictionWEBB TX
Township / Civil DivisionLAREDO NORTH-WEBB
Census Block Group2
Census Block2006
Census Tract1727

Owner

421 Windmill Palm Dr is owned and occupied by two individuals who bought it in July 2026.

Source: Webb County records, as of September 1, 2026

Owner of Record2 Individual Names on File
Mailing Address421 WINDMILL PALM DR, LAREDO, TX 78045-6817
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 13, 2026Deed, Transfer · FHA Mortgage
OCMBC INC
Feb 12, 2020Deed of Trust, Mortgage · VA Mortgage
LOANPAL LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 13, 2026 · Amount on File
Deed SaleJul 13, 2026 · Amount on File
Prior SaleAug 26, 2013 · Amount on File
Deed Document Number20261592567
Deed Book / Page6073 / 5
Prior Transfer DateAug 23, 2013
Prior Transfer Doc003489/786
Record UpdatedOct 29, 2026

July 2026: Deed, Transfer

Document TypeDeed
JurisdictionWEBB TX
Recording DateJul 13, 2026
Property Address421 WINDMILL PALM DR, LAREDO, TX 78045-6817
Document Number0001592567
Book / Page6073 / 5
Instrument DateJul 8, 2026
Instrument20261592567
Transaction TypeTransfer
Record UpdatedOct 23, 2026
Title CompanyLAREDO TITLE AND ABSTRACT, LAREDO TITLE & ABSTRACT

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address421 WINDMILL PALM DR, LAREDO, TX 78045-6817
InvestorPossibly a Property Investor

Mortgage

Document Number0001592567,
DateJul 13, 2026
Book Page6073/7
Instrument20261592567
Lender
NameOCMBC INC
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2056
Interest
Max Rate-1%

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEBB TX
Property Address421 WINDMILL PALM DR, LAREDO, TX 78045-6817
Transaction TypeMortgage
Record UpdatedMar 1, 2022
Title CompanyNATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number004737/346
DateFeb 12, 2020
Book Page4737/346
Instrument1384420
Lender
NameLOANPAL LLC
TypeNon-Lending Institution
AddressROSEVILLE, CA 95661
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 421 Windmill Palm Dr was $4, down 99.8% from the year before.

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityLaredo City
CountyWebb County
Unified School DistrictUnited Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$378,445 (+3.72%) Land $95,828 Building $282,617$378,445 (+2.33%) Land $95,828 Building $282,617
2025$4.00 (-99.8%) Homeowner's exemption Veteran's exemption$364,872$369,831 Land $95,828 Building $274,003
2024$2,005.00
2023$313,392 Land $82,989 Building $230,403$313,392 Land $82,989 Building $230,403
2022$1,858.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 421 Windmill Palm Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 421 Windmill Palm Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAREDO
serves 260,046 people · EPA ID TX2400001
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · May 2026
Total trihalomethanes
resolved · Jan 2017
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 674 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20

May also be available: AT&T, Smartcom Telephone.

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