421 Willow St, Milton Freewater, OR 97862 Property Records

Umatilla County property record for 421 Willow St, Milton Freewater, OR 97862

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,566 sqft · built 1958
Lot Size	0.219 acres (9,583 sqft)
Owner	Individual Name on Record
Last Sale	$162,500 (Jun 2017)
Tax Bill	$2,542 (2023)
Deeds & Mortgages	Nov 2023 Line of Credit Feb 2018 Mortgage + 2 more
Flood Zone	Zone X (reduced by levee)
APN	`5N3512BA01300`

Property Details

APN / Parcel Number

Primary APN	`5N3512BA01300`
Alternative APNs	`112915.00` `112915`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,566 sqft Finished Area
1st Floor Area	1,566 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1975
Exterior Material	Aluminum Siding
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.219 acres)
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Patio Area	180 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Wall Unit

Location & Zoning

Account Number	112915
Old Parcel Number	112915.00
Street Address	421 WILLOW ST
City	MILTON FREEWATER
State	OR
Zip	97862-1016
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	SEC/TWN/RNG/MER:SEC 12 TWN 05N RNG 35
Legal Range	35E
Legal Township	05N
Legal Section	12
Legal Quarter	NW
Quarter-Quarter Section	NE
Jurisdiction	UMATILLA OR
Township / Civil Division	MILTON-FREEWATER
Census Block Group	3
Census Block	3017
Census Tract	950201

Owner

Source: Umatilla County records, as of March 4, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	421 WILLOW ST, MILTON FREEWATER, OR 97862-1016
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Feb 27, 2018	Deed of Trust, Mortgage · Commercial Mortgage UMPQUA BANK
Aug 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage BAKER BOYER NATIONAL BANK
Jun 23, 2017	Warranty Deed, Transfer AMERITITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 23, 2017 · Amount on Record
Deed Sale	Jun 23, 2017 · Amount on Record
Deed Document Number	2017-6590504
Record Updated	Jun 7, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UMATILLA OR
Property Address	421 WILLOW ST, MILTON FREEWATER, OR 97862-1016
Transaction Type	Mortgage
Record Updated	Nov 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20230007946
Date	Nov 16, 2023
Instrument	2023-0007946

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 9, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UMATILLA OR
Property Address	421 WILLOW ST, MILTON FREEWATER, OR 97862-1016
Transaction Type	Mortgage
Record Updated	May 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20186690080
Date	Feb 27, 2018
Instrument	2018-6690080

Lender

Name	UMPQUA BANK
Type	Bank
Address	SPOKANE, WA 99201

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 20, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UMATILLA OR
Property Address	421 WILLOW ST, MILTON FREEWATER, OR 97862-1016
Transaction Type	Mortgage
Record Updated	May 9, 2023
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 WILLOW ST, MILTON FREEWATER, OR 97862-1016

Mortgage

Document Number	20217270306
Date	Aug 24, 2021
Instrument	2021-7270306

Lender

Name	BAKER BOYER NATIONAL BANK
Type	Bank
Address	WALLA WALLA, WA 99362

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UMATILLA OR
Recording Date	Jun 23, 2017
Property Address	421 WILLOW ST, MILTON FREEWATER, OR 97862-1016
Document Number	20176590504
Instrument Date	Jun 22, 2017
Instrument	2017-6590504
Transaction Type	Transfer
Record Updated	May 9, 2023
Title Company	AMERITITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 WILLOW ST, MILTON FREEWATER, OR 97862-1016

Tax Assessment & Valuation

Source: Umatilla County assessment roll, as of September 30, 2023

Property Jurisdictions

Type	Name
State	Oregon
County	Umatilla County
Municipality	Milton-Freewater City
Unified School District	Milton-Freewater School District 7 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,542.00	$144,720 Land $47,940 Building $96,780	$302,980 Land $45,600 Building $257,380

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 85% of Oregon
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MILTON-FREEWATER serves 7,145 people · EPA ID OR4100522
Water Source	Groundwater
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wtechlink Fiber	10,000 / 10,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, Columbia iConnect, Verizon.

Nearby Properties on Willow St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures