Union County and Scotch Plains Township property record for 421 William St, Scotch Plains, NJ 07076
| Property Type | Single Family Home |
|---|---|
| Details | 1,269 sqft · built 1955 |
| Lot Size | 0.115 acres (5,001 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $590,000 (Aug 2022) |
| Tax Bill | $10,090 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Jun 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-04102-0000-00006 |
| Primary APN | 16-04102-0000-00006 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,269 sqft Living Area |
| 1st Floor Area | 1,269 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Construction Type | Frame |
| Lot Area | 5,001 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Account Number | 249200 |
|---|---|
| Street Address | 421 WILLIAM ST |
| City | SCOTCH PLAINS |
| State | NJ |
| Zip | 07076-1907 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | LYDE PARK |
| Legal Block | 4102 |
| Legal Lot Number | 6 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | SCOTCH PLAINS |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 38500 |
Source: Union County and Scotch Plains Township records, as of July 8, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 421 WILLIAM ST, SCOTCH PLAINS, NJ 07076-1907 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Jun 18, 2018 | Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 29, 2022 · Amount on Record |
| Deed Sale | Aug 29, 2022 · Amount on Record |
| Prior Sale | Jun 18, 2018 · Amount on Record |
| Deed Document Number | 202221792 |
| Deed Book / Page | 6479 / 20 |
| Prior Transfer Date | Oct 1, 2014 |
| Prior Transfer Doc | 0060240910 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 421 WILLIAM ST, SCOTCH PLAINS, NJ 07076-1907 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | STEWART TITLE INSURANCE CO |
| Name | Verified Name |
|---|
| Document Number | 0148450291 |
|---|---|
| Date | Dec 28, 2020 |
| Book Page | 14845/291 |
| Instrument | 706814 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Jun 18, 2018 |
| Property Address | 421 WILLIAM ST, SCOTCH PLAINS, NJ 07076-1907 |
| Document Number | 0062690709 |
| Book / Page | 6269 / 0709 |
| Map Reference | MAP77E |
| Instrument Date | May 29, 2018 |
| Instrument | 301196 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2021 |
| Title Company | LAND QUEST TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,464.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 800 LINCOLN AVE E # E124, 800, CRANFORD, NJ 07016-3199 |
| Name | Verified Name |
|---|---|
| Address | 421 WILLIAM ST, SCOTCH PLAINS, NJ 07076-1907 |
| Document Number | 305059 |
|---|---|
| Date | Jun 18, 2018 |
| Instrument | 305059 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2048 |
Source: Union County and Scotch Plains Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| County Subdivision | Scotch Plains Township |
| Unified School District | Scotch Plains-Fanwood Regional School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $81,700 (-) Land $28,400 Building $53,300 | $81,700 (-) Land $28,400 Building $53,300 | |
| 2025 | $10,090.00 (+4.95%) | $81,700 (-) Land $28,400 Building $53,300 | $81,700 (-) Land $28,400 Building $53,300 |
| 2024 | $9,614.00 (+4.28%) | ||
| 2023 | $81,700 Land $28,400 Building $53,300 | $81,700 Land $28,400 Building $53,300 | |
| 2022 | $9,219.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 544 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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