Madison County and Oneida City property record for 421 Wilbur St, Oneida, NY 13421
| Details | 4 bd · 3.5 ba · 1,696 sqft · built 1950 |
|---|---|
| Lot Size | 0.48 acres (20,909 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $300,000 (Jul 2023) |
| Tax Bill | $7,905 (2026) |
| Deeds & Mortgages | Jul 2023 Sale & Mortgage Jul 2020 Sale & Mortgage |
| APN | 251201 38.25-1-62 |
| Primary APN | 251201 38.25-1-62 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,696 sqft Living Area |
| 1st Floor Area | 1,131 sqft |
| Upper Floors Area | 565 sqft |
| Basement Area | 600 sqft |
| Finished Basement | 600 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood |
| Lot Area | 20,909 sqft (0.48 acres) |
| Lot Dimensions | 310 ft deep x 67 ft wide |
| Garage Type | Detached |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 264 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 421 WILBUR ST |
|---|---|
| City | ONEIDA |
| State | NY |
| Zip | 13421-2410 |
| Property Category | Other |
| Property Type | Unknown |
| Local Zoning Code | R2 |
| Legal Block | 1 |
| Legal Lot Number | 62.000 |
| Jurisdiction | MADISON NY |
| Township / Civil Division | ONEIDA |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 30101 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Main-Broad-Grove Streets Historic District listed 1983 · 194 contributing resources · NRIS 83001705 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Madison County and Oneida City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 421 WILBUR ST, ONEIDA, NY 13421-2410 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 19, 2023 | Warranty Deed, Transfer · VA Mortgage PARAGON HOME LOANS INC |
| Jul 29, 2020 | Warranty Deed, Transfer · VA Mortgage COMMONFUND MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 19, 2023 · Amount on Record |
| Deed Sale | Jul 19, 2023 · Amount on Record |
| Prior Sale | Aug 5, 2020 · Amount on Record |
| Deed Document Number | 20233204 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON NY |
| Recording Date | Jul 19, 2023 |
| Property Address | 421 WILBUR ST, ONEIDA, NY 13421-2410 |
| Document Number | 0000000204 |
| Instrument Date | Jul 14, 2023 |
| Instrument | 2023-3204 |
| Transaction Type | Transfer |
| Record Updated | Mar 14, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 320 STONE ST APT 2, 2, ONEIDA, NY 13421-1956 |
| Document Number | 0000000205 |
|---|---|
| Date | Jul 19, 2023 |
| Instrument | 2023-3205 |
| Name | PARAGON HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON NY |
| Recording Date | Jul 29, 2020 |
| Property Address | 421 WILBUR ST, ONEIDA, NY 13421-2410 |
| Document Number | 0000003677 |
| Instrument Date | Jul 23, 2020 |
| Instrument | 3677 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $748.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 8027 TRINA CIR CLAY NY 130419156, CLAY, NY 13041-9156 |
| Document Number | 3678 |
|---|---|
| Date | Jul 29, 2020 |
| Instrument | 3678 |
| Name | COMMONFUND MTG |
|---|---|
| Type | Mortgage Company |
| Address | SYRACUSE, NY 13204 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 28, 2050 |
Source: Madison County and Oneida City assessment roll, as of April 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Madison County |
| Municipality | Oneida City |
| Unified School District | Oneida City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,905.00 (-1.26%) Disabled Person's exemption Veteran's exemption | ||
| 2025 | $8,006.00 (+77.83%) | $180,700 (-) Land $13,900 Building $166,800 | $254,507 (+7.04%) Land $19,577 Building $234,930 |
| 2023 | $180,700 (-) Land $13,900 Building $166,800 | $237,763 (+9.21%) Land $18,289 Building $219,474 | |
| 2022 | $4,502.00 | $180,700 Land $13,900 Building $166,800 | $217,711 Land $16,747 Building $200,964 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 19 policies |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 44 (1996–2013) |
| Most Recent Claim | Jun 2013 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 89% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONEIDA CITY serves 11,393 people · EPA ID NY2602381 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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