421 Whispering Timbers Rd, Cascade, ID 83611 Property Records

Valley County property record for 421 Whispering Timbers Rd, Cascade, ID 83611

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 2,818 sqft · built 2007
Lot Size	0.758 acres (33,018 sqft)
Owner	2 Individual Names on Record
Last Sale	$782,040 (Sep 2024)
Tax Bill	$1,688 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`RP002120000980`

Property Details

APN / Parcel Number

Primary APN	`RP002120000980`
Alternative APN	`738585`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,818 sqft Living Area
Gross Area	3,106 sqft
1st Floor Area	1,614 sqft
Basement Area	1,204 sqft
Finished Basement	1,204 sqft
Great Room	Great Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	33,018 sqft (0.758 acres)
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	421 WHISPERING TIMBERS RD
City	CASCADE
State	ID
Zip	83611-5046
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PONDEROSA SHORES SUBDIVISION, LOT 98
Legal Subdivision	PONDEROSA SHORES SUBDIVISION
Legal Block	4
Legal Lot Number	98
Jurisdiction	VALLEY ID
Township / Civil Division	CASCADE
Census Block Group	4
Census Block	4174
Census Tract	970100

Owner

Source: Valley County records, as of August 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2620 N MUNGER RD, STAR, ID 83669-5135
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2022	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jun 5, 2020	Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING
Apr 21, 2020	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 11, 2024 · Amount on Record
Deed Sale	Sep 11, 2024 · Amount on Record
Prior Sale	Feb 8, 2022 · Amount on Record
Deed Document Number	2024465118
Prior Transfer Date	Mar 28, 2020
Prior Transfer Doc	0000427990
Record Updated	Sep 20, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VALLEY ID
Recording Date	Feb 8, 2022
Property Address	421 WHISPERING TIMBERS RD, CASCADE, ID 83611-5046
Document Number	0000447938
Map Reference	DOC 91186
Instrument Date	Jan 25, 2022
Instrument	447938
Transaction Type	Transfer
Record Updated	Feb 21, 2022
Title Company	FIRST AMERICAN TITLE - MCCALL, FIRST AMERICAN TITLE MCCALL

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 368, CASCADE, ID 83611-0368

Mortgage

Document Number	0000447939
Date	Feb 8, 2022
Instrument	447939

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VALLEY ID
Recording Date	Jun 5, 2020
Property Address	421 WHISPERING TIMBERS RD, CASCADE, ID 83611-5046
Document Number	429048
Map Reference	DOC 91186
Instrument Date	Jun 5, 2020
Instrument	429048
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	594 STIERMAN WAY, EAGLE, ID 83616-5130

Mortgage

Document Number	429049
Date	Jun 5, 2020
Instrument	429049

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

April 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	VALLEY ID
Recording Date	Apr 21, 2020
Property Address	421 WHISPERING TIMBERS RD, CASCADE, ID 83611-5046
Document Number	427990
Map Reference	DOC 91186
Instrument Date	Mar 28, 2020
Instrument	427990
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	421 WHISPERING TIMBERS RD, CASCADE, ID 83611-5046

Tax Assessment & Valuation

Source: Valley County assessment roll, as of August 14, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Valley County
Unified School District	Cascade School District 422 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$767,901 (-1.92%) Land $205,359 Building $562,542	$767,901 (-1.92%) Land $205,359 Building $562,542
2025	$1,688.00 (+13.98%) Homeowner's exemption	$782,940 (-2.61%) Land $160,900 Building $622,040	$782,940 (-2.61%) Land $160,900 Building $622,040
2023	$1,481.00 (-20.38%) Homeowner's exemption	$803,963 Land $160,900 Building $643,063	$803,963 Land $160,900 Building $643,063
2022	$1,860.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 91% of the US · above 62% of Idaho
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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