Lorain County property record for 421 West Ave, Elyria, OH 44035 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1900 |
| Square Footage | 2,912 sqft Living Area |
| Lot Size | 11,326 sqft (0.26 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $44,900 (2005) |
| Tax Bill | $1,617.00 (2024) |
| Primary APN | 06-26-041-000-018 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 10 Rooms |
| Building Area | 2,912 sqft Living Area |
| Gross Area | 3,497 sqft Gross Area |
| 1st Floor | 1,456 sqft 1st Floor |
| Basement Area | 1,456 sqft Basement |
| Stories | 2 Stories |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Traditional Style |
| Exterior Material | Stucco Exterior |
| Construction Type | Frame Construction |
| Foundation Type | No Foundation Foundation |
| Lot Area | 11,326 sqft (0.26 acres) |
| Depth X Width | 223 ft x 51 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 507 sqft Garage |
| Deck Area | 100 sqft Deck |
| Patio Area | 400 sqft Patio |
| Porch Area | 234 sqft Porch |
| Cooling System | None Cooling |
|---|---|
| Heating System | Baseboard Heating |
| Heating Fuel | Gas Heating Fuel |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 421 WEST AVE |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-5713 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | WEST AVE 50.50 S/L 425 NAME CORR 7/26/04 |
| Legal Subdivision | WEST AVE |
| Legal Tract | 26 |
| Legal Block | 41 |
| Legal Lot Number | 425 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | ELYRIA |
| Census Blockgroup | 2 |
| Census Block | 2000 |
| Census Tract | 97600 |
Source: Lorain County records · APN 06-26-041-000-018
Assessment roll updated May 16, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 421 WEST AVE, ELYRIA, OH 44035-5713 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 15, 2025 | Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC |
| Jun 08, 2021 | Deed of Trust, Mortgage THE CITY OF ELYRIA |
| Jul 30, 2021 | Deed of Trust, Mortgage THE CITY OF ELYRIA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 07, 2005 · Amount on Record |
| Deed Sale | Nov 07, 2005 · Amount on Record |
| Prior Sale | Aug 20, 2003 · Amount on Record |
| Deed Doc Number | 2005109285 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 421 WEST AVE, ELYRIA, OH 44035-5713 |
| Transaction Type | Mortgage |
| Record Updated | Jun 02, 2026 |
| Name | Verified Name |
|---|---|
| Address | 421 WEST AVE, ELYRIA, OH 44035-5713 |
| Document Number | 0000063826 |
|---|---|
| Date | Aug 15, 2025 |
| Instrument | 2025-0063826 |
| Name | FINANCE OF AMERICA REVERSE LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | TULSA, OK 74133 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 961 Months |
| Due | Sep 03, 2105 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.5% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Oct 01, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2.5% |
| Index | 1-Year CMT |
| Max Rate | 11.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 421 WEST AVE, ELYRIA, OH 44035-5713 |
| Transaction Type | Mortgage |
| Record Updated | Jun 02, 2026 |
| Title Company | REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO |
| Name | Verified Name |
|---|
| Document Number | 0000822087 |
|---|---|
| Date | Jun 08, 2021 |
| Instrument | 2021-0822087 |
| Name | THE CITY OF ELYRIA |
|---|---|
| Type | Government Agency |
| Address | ELYRIA, OH 44035 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 421 WEST AVE, ELYRIA, OH 44035-5713 |
| Transaction Type | Mortgage |
| Record Updated | Jun 02, 2026 |
| Title Company | REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO |
| Name | Verified Name |
|---|---|
| Address | 421 WEST AVE, ELYRIA, OH 44035-5713 |
| Document Number | 0000831660 |
|---|---|
| Date | Jul 30, 2021 |
| Instrument | 2021-0831660 |
| Name | THE CITY OF ELYRIA |
|---|---|
| Type | Government Agency |
| Address | ELYRIA, OH 44035 |
| Amount | Amount Recorded |
|---|
Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,091.00 (-32.53%) Homeowner's exemption | $43,980 (-0.01%) Land $8,780 Building $35,200 | $125,670 (-) Land $25,090 Building $100,580 |
| 2024 | $1,617.00 (+244.04%) | $43,985 (+147.19%) Land $8,782 Building $35,203 | $125,670 (+147.19%) Land $25,090 Building $100,580 |
| 2023 | $470.00 (-4.28%) | $17,794 (-0.03%) Land $5,089 Building $12,705 | $50,840 (-) Land $14,540 Building $36,300 |
| 2022 | $491.00 | $17,800 Land $5,090 Building $12,710 | |
| 2021 | $50,840 Land $14,540 Building $36,300 |
421 West Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release
| Historic District | Within the Elyria Downtown-West Avenue Historic District listed 2001 · 125 contributing resources · NRIS 00001663 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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