Franklin County property record for 421 Watermill Dr, Washington, MO 63090
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,494 sqft · built 2019 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $277,200 (Sep 2021) |
| Tax Bill | $2,201 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Sep 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-8-33.0-0-041-140.000 |
| Primary APN | 10-8-33.0-0-041-140.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,494 sqft Living Area |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Construction Type | Frame |
| Lot Area | 13,068 sqft (0.3 acres) |
| Street Address | 421 WATERMILL DR |
|---|---|
| City | WASHINGTON |
| State | MO |
| Zip | 63090-7125 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 42 WALNUT RIDGE PLACE PLAT 3PT SE SE |
| Legal Range | 1W |
| Legal Township | 44N |
| Legal Section | 33 |
| Legal Subdivision | WALNUT RIDGE PLACE (LOC 10) |
| Legal Lot Number | 42 |
| Jurisdiction | FRANKLIN MO |
| Township / Civil Division | ST. JOHNS |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 800202 |
Source: Franklin County records, as of November 11, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 421 WATERMILL DR, WASHINGTON, MO 63090-7125 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SULLIVAN BANK |
| Sep 14, 2021 | Warranty Deed, Transfer · Conventional Mortgage SULLIVAN BANK |
| Dec 4, 2020 | Deed of Trust, Mortgage · Line of Credit UNITED BK/UNION |
| Oct 22, 2019 | Warranty Deed, Subdivision Related Transfer US TITLE |
| Apr 16, 2019 | Warranty Deed, Construction Loan · Line of Credit BANK OF WA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 14, 2021 · Amount on Record |
| Deed Sale | Sep 14, 2021 · Amount on Record |
| Prior Sale | Oct 22, 2019 |
| Deed Document Number | 202117380 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 421 WATERMILL DR, WASHINGTON, MO 63090-7125 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0002117382 |
|---|---|
| Date | Sep 14, 2021 |
| Instrument | 2117382 |
| Name | SULLIVAN BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | Sep 14, 2021 |
| Property Address | 421 WATERMILL DR, WASHINGTON, MO 63090-7125 |
| Document Number | 0002117380 |
| Map Reference | DOC 1716716 |
| Instrument Date | Sep 13, 2021 |
| Instrument | 2117380 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 808 BELLERIVE PL, 808, WASHINGTON, MO 63090-7132 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 421 WATERMILL DR, WASHINGTON, MO 63090-7125 |
| Document Number | 0002117381 |
|---|---|
| Date | Sep 14, 2021 |
| Instrument | 2117381 |
| Name | SULLIVAN BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 421 WATERMILL DR, WASHINGTON, MO 63090-7125 |
| Document Number | 0000021595 |
| Instrument Date | Dec 4, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 30, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 421 WATERMILL DR WASHINGTON MO 630907125, WASHINGTON, MO 63090-7125 |
| Document Number | 0000021595 |
|---|---|
| Date | Dec 10, 2020 |
| Instrument | 21595 |
| Name | UNITED BK/UNION |
|---|---|
| Type | Bank |
| Address | UNION, MO 63084 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | Oct 22, 2019 |
| Property Address | 421 WATERMILL DR, WASHINGTON, MO 63090-7125 |
| Document Number | 0000014367 |
| Instrument Date | Oct 22, 2019 |
| Instrument | 14367 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 8, 2019 |
| Title Company | US TITLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 421 WATERMILL DR WASHINGTON MO 630907125, WASHINGTON, MO 63090-7125 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | Apr 16, 2019 |
| Property Address | 421 WATERMILL DR, WASHINGTON, MO 63090-7125 |
| Document Number | 0000004393 |
| Instrument Date | Apr 12, 2019 |
| Instrument | 4393 |
| Transaction Type | Construction Loan |
| Record Updated | May 9, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 21 WASHINGTON MO 630900021, WASHINGTON, MO 63090-0021 |
| Document Number | 4394 |
|---|---|
| Date | Apr 16, 2019 |
| Instrument | 4394 |
| Name | BANK OF WA |
|---|---|
| Type | Bank |
| Address | WASHINGTON, MO 63090 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Apr 15, 2020 |
| Rate Type | Adjustable Rate |
|---|
| Document Number | 4395, |
|---|---|
| Date | Apr 16, 2019 |
| Instrument | 4395 |
| Name | ST LOUIS-KANSAS CITY CARPENTER |
|---|---|
| Address | 1401 HAMPTON AVE, ST LOUIS, MO 63139-3159 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Franklin County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Franklin County |
| Unified School District | Washington School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,201.00 (+4.36%) | $41,720 (+6.36%) | $219,580 (+6.36%) Land $35,000 Building $184,580 |
| 2023 | $2,109.00 (-5.68%) | $39,226 | $206,450 Land $35,000 Building $171,450 |
| 2022 | $2,236.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2015–2017) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | May 2017 · Severe Storms, Tornadoes, Straight-line Winds And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 70% of Missouri |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRANKLIN COUNTY PWSD 1 serves 3,500 people · EPA ID MO6024211 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
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