Mitchell County property record for 421 Walnut St, Osage, IA 50461
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 1.5 ba · 2,636 sqft · built 1897 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $250,000 (Nov 2021) |
| Tax Bill | $3,706 (2025) |
| Deeds & Mortgages | Nov 2006 Mortgage Nov 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1023476009 |
| Primary APN | 1023476009 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,636 sqft Living Area |
| 1st Floor Area | 1,220 sqft |
| Basement Area | 1,220 sqft |
| Unfinished Basement | 1,220 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1897 |
|---|---|
| Effective Year Built | Effective 1897 |
| Exterior Material | Aluminum Siding |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 13,068 sqft (0.3 acres) |
| Lot Dimensions | 132 ft deep x 99 ft wide |
| Garage Type | Detached |
| Garage Area | 832 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 238 sqft |
| Deck Area | 349 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Water Source | Commercial |
| Street Address | 421 WALNUT ST |
|---|---|
| City | OSAGE |
| State | IA |
| Zip | 50461-1143 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 10 & W 1/2 LOT 11 BLK 87 |
| Legal Block | 87 |
| Legal Lot Number | 10,11 |
| Jurisdiction | MITCHELL IA |
| Township / Civil Division | OSAGE |
| Census Block Group | 4 |
| Census Block | 4022 |
| Census Tract | 560300 |
Source: Mitchell County records, as of September 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 421 WALNUT ST, OSAGE, IA 50461-1143 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 22, 2006 | Deed of Trust, Mortgage · Conventional Mortgage THE HOME TRUST & SAVINGS BANK |
| Nov 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOME TRUST & SAVINGS BANK |
| Nov 1, 2021 | Warranty Deed, Transfer · Conventional Mortgage HOME TRUST & SAVINGS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 1, 2021 · Amount on Record |
| Deed Sale | Nov 1, 2021 · Amount on Record |
| Deed Document Number | 20212123 |
| Deed Book / Page | 2021 / 2123 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MITCHELL IA |
| Property Address | 421 WALNUT ST, OSAGE, IA 50461-1143 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 02006/2286 |
|---|---|
| Date | Nov 22, 2006 |
| Book Page | 2006/2286 |
| Instrument | 2006 2286 |
| Name | THE HOME TRUST & SAVINGS BANK |
|---|---|
| Type | Non-Lending Institution |
| Address | OSAGE, IA 50461 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MITCHELL IA |
| Property Address | 421 WALNUT ST, OSAGE, IA 50461-1143 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2023 |
| Name | Verified Name |
|---|
| Document Number | 02021/2125 |
|---|---|
| Date | Nov 1, 2021 |
| Book Page | 2021/2125 |
| Instrument | 2021 2125 |
| Name | HOME TRUST & SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Apr 1, 2022 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MITCHELL IA |
| Recording Date | Nov 1, 2021 |
| Property Address | 421 WALNUT ST, OSAGE, IA 50461-1143 |
| Document Number | 02021/2123 |
| Book / Page | 2021 / 2123 |
| Instrument Date | Oct 17, 2021 |
| Instrument | 2021 2123 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $399.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 421 WALNUT ST, OSAGE, IA 50461-1143 |
| Document Number | 0020212124 |
|---|---|
| Date | Nov 1, 2021 |
| Instrument | 2021 2124 |
| Name | HOME TRUST & SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Number | 02021/2125 |
|---|---|
| Date | Nov 1, 2021 |
| Book Page | 2021/2125 |
| Instrument | 2021 2125 |
| Name | HOME TRUST & SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Apr 1, 2022 |
| Rate Type | Fixed Rate |
|---|
Source: Mitchell County assessment roll, as of October 21, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Mitchell County |
| Municipality | Osage City |
| Unified School District | Osage Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,706.00 (+2.38%) Homeowner's exemption | $259,430 (+7.34%) Land $16,460 Building $242,970 | $259,430 (+7.34%) Land $16,460 Building $242,970 |
| 2024 | $3,620.00 (+4.56%) | ||
| 2023 | $241,690 (+25.78%) Land $16,460 Building $225,230 | $241,690 (+25.78%) Land $16,460 Building $225,230 | |
| 2022 | $3,462.00 Homeowner's exemption | $192,150 Land $16,460 Building $175,690 | |
| 2021 | $192,150 Land $16,460 Building $175,690 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OSAGE MUNICIPAL WATER SUPPLY serves 3,637 people · EPA ID IA6663001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 11 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Nextlink Fixed Wireless | 1,000 / 500 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Osage Municipal Utilities Cable | 500 / 50 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
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