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421 Walnut Ave, Charlotte, NC 28208 Property Records

Mecklenburg County property record for 421 Walnut Ave, Charlotte, NC 28208

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,308 sqft · built 1933
Lot Size0.24 acres (10,454 sqft)
Owner2 Individual Names on Record
Tax Bill$3,969 (2024)
Deeds & MortgagesMar 2026 Mortgage
Aug 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN071-013-15

Property Details

APN / Parcel Number

Primary APN071-013-15

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,308 sqft Living Area
1st Floor Area1,308 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1933
Effective Year BuiltEffective 1995
Exterior MaterialComposition/Composite
Foundation TypeNo Foundation
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,454 sqft (0.24 acres)
PorchEnclosed/Finished Porch
Porch Area200 sqft
Patio Area90 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address421 WALNUT AVE
CityCHARLOTTE
StateNC
Zip28208-4533
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-5 (HD)
Legal DescriptionL13 B13 M332 254
Legal SubdivisionWESLEY HEIGHTS
Legal Block13
Legal Lot Number13
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group2
Census Block2025
Census Tract4102

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Wesley Heights Historic District
listed 1995 · 335 contributing resources · NRIS 95001397

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Mecklenburg County records, as of April 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address421 WALNUT AVE, CHARLOTTE, NC 28208-4533
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 24, 2026Deed of Trust, Mortgage · Conventional Mortgage
TRUIST BANK
Aug 22, 2019Deed of Trust, Mortgage · Line of Credit
BRANCH BK&TR

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 28, 1979
Deed SaleDec 28, 1979
Deed Book / Page4267 / 429
Record UpdatedJun 8, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address421 WALNUT AVE, CHARLOTTE, NC 28208-4533
Transaction TypeMortgage
Record UpdatedApr 2, 2026
Title CompanyEQUITY NATIONAL TITLE LLC, EQUITY NATL TTL & CLOSING SV

Transferred To (Grantee/Buyer)

NameVerified Name
Address421 WALNUT AVE, CHARLOTTE, NC 28208-4533

Mortgage

Document Number0000028931
DateMar 24, 2026
Book Page40287/150
Instrument2026028931
Lender
NameTRUIST BANK
TypeBank
AddressRICHMOND, VA 23224
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2056

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address421 WALNUT AVE, CHARLOTTE, NC 28208-4533
Document Number0000119141
Instrument DateAug 22, 2019
Transaction TypeMortgage
Record UpdatedOct 2, 2019
Title CompanyDATA SEARCH INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address421 WALNUT AVE CHARLOTTE NC 282084533, CHARLOTTE, NC 28208-4533

Mortgage

Document Number0000119141
DateSep 10, 2019
Book Page033835/000169
Instrument119141
Lender
NameBRANCH BK&TR
TypeBank
AddressWHITEVILLE, NC 28472
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$504,000 Land $300,000 Building $204,000$504,000 Land $300,000 Building $204,000
2024$3,969.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 526 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		1,000 / 75

May also be available: T-Mobile.

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