Hardin County property record for 421 Wagon Wheel Trl, Radcliff, KY 40160
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,290 sqft · built 1985 |
| Lot Size | 0.339 acres (14,810 sqft) |
| Owner | Company Name on File |
| Tax Bill | $1,345 (2025) |
| Deeds & Mortgages | Apr 2021 Second Mortgage Apr 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 180-20-07-065 |
| Primary APN | 180-20-07-065 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,290 sqft Living Area |
| Year Built | Built 1985 |
|---|---|
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 14,810 sqft (0.339 acres) |
| Garage Type | Attached |
| Garage Area | 288 sqft |
| Patio Area | 20 sqft |
| Heating System | Central |
|---|---|
| Heating Fuel | Electric |
| Street Address | 421 WAGON WHEEL TRL |
|---|---|
| City | RADCLIFF |
| State | KY |
| Zip | 40160-9014 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WHISPERING HILLS LT 174 #10 |
| Legal Subdivision | WHISPERING HILLS |
| Legal Lot Number | 174 |
| Jurisdiction | HARDIN KY |
| Township / Civil Division | RADCLIFF |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 600 |
421 Wagon Wheel Trl is owned by a company that acquired it in April 2021.
Source: Hardin County records, as of January 16, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1083 HOGAN RD, SONORA, KY 42776-9307 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 8, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRINGFIELD STATE BANK |
| Apr 8, 2021 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 8, 2021 |
| Deed Sale | Apr 8, 2021 |
| Prior Sale | Jul 29, 2014 · Amount on File |
| Deed Document Number | 0001509450 |
| Deed Book / Page | 1509 / 450 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 421 WAGON WHEEL TRL, RADCLIFF, KY 40160-9014 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1083 HOGAN RD, SONORA, KY 42776-9307 |
| Document Number | 002373/864 |
|---|---|
| Date | Apr 8, 2021 |
| Book Page | 2373/864 |
| Name | SPRINGFIELD STATE BANK |
|---|---|
| Type | Bank |
| Address | SPRINGFIELD, KY 40069 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Apr 10, 2041 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARDIN KY |
| Recording Date | Apr 8, 2021 |
| Property Address | 421 WAGON WHEEL TRL, RADCLIFF, KY 40160-9014 |
| Document Number | 001509/450 |
| Book / Page | 1509 / 450 |
| Map Reference | CAB 1 SH 3581 |
| Instrument Date | Apr 8, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1083 HOGAN RD, 1083, SONORA, KY 42776-9307 |
| Name | Verified Name |
|---|---|
| Address | 1083 HOGAN RD, SONORA, KY 42776-9307 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 421 Wagon Wheel Trl was $1,345.
Source: Hardin County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Hardin County |
| Municipality | Radcliff City |
| Unified School District | Hardin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,345.00 | $141,000 Land $18,000 Building $123,000 | $141,000 Land $18,000 Building $123,000 |
| 2023 | $88,700 (-) Land $15,300 Building $73,400 | $88,700 (-) Land $15,300 Building $73,400 | |
| 2022 | $88,700 Land $15,300 Building $73,400 | $88,700 Land $15,300 Building $73,400 | |
| 2021 | $870.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 421 Wagon Wheel Trl in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1997–2017) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2017 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 421 Wagon Wheel Trl is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARDIN COUNTY WATER DISTRICT #1 serves 30,230 people · EPA ID KY0470393 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brandenburg Telecom Fiber | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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