Stephens County property record for 421 W Tugalo St, Toccoa, GA 30577
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 848 sqft · built 1921 |
| Lot Size | 0.369 acres (16,117 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $12,500 (Sep 2019) |
| Tax Bill | $853 (2025) |
| Deeds & Mortgages | Sep 2019 Sale & Construction Loan Sep 2019 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | T10 012 |
| Primary APN | T10 012 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 848 sqft Heated Area |
| Basement Area | 794 sqft |
| Finished Basement | 794 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1921 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Metal |
| Lot Area | 16,117 sqft (0.369 acres) |
| Terrain | Gentle Slope |
| Porch | Porch |
|---|---|
| Porch Area | 785 sqft |
| Canopy | 96 sqft |
| Utility Building | 279 sqft |
| Total Buildings | 2 Buildings |
| Sewer | Municipal |
|---|---|
| Water Source | Commercial |
| Account Number | 581900 |
|---|---|
| Street Address | 421 W TUGALO ST |
| City | TOCCOA |
| State | GA |
| Zip | 30577-2365 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-II |
| Legal Description | PT LOT 1 BLK 73 MORENO S/D |
| Legal Subdivision | MORENO |
| Legal Block | 73 |
| Legal Lot Number | 1 |
| Jurisdiction | STEPHENS GA |
| Township / Civil Division | TOCCOA |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 970101 |
Source: Stephens County records, as of March 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 421 W TUGALO ST, TOCCOA, GA 30577-2365 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 18, 2019 | Grant Deed, Construction Loan · Construction Mortgage DARRELL L SMART |
| Sep 18, 2019 | Grant Deed, Transfer ATTORNEY ONLY |
| Sep 18, 2019 | Grant Deed, Transfer ATTORNEY ONLY |
| Sep 18, 2019 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 5, 2019 · Amount on Record |
| Deed Sale | Sep 5, 2019 · Amount on Record |
| Prior Sale | Sep 5, 2019 · Amount on Record |
| Deed Document Number | 0000118967 |
| Record Updated | Jun 8, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | Sep 18, 2019 |
| Property Address | 421 W TUGALO ST, TOCCOA, GA 30577-2365 |
| Document Number | 0011890067 |
| Book / Page | 001189 / 000067 |
| Instrument Date | Sep 5, 2019 |
| Transaction Type | Construction Loan |
| Record Updated | Sep 26, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $100.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 421 W TUGALO ST TOCCOA GA 305772365, TOCCOA, GA 30577-2365 |
| Investor | Possibly a Property Investor |
| Document Number | 11890073 |
|---|---|
| Date | Sep 18, 2019 |
| Book Page | 001189/000073 |
| Name | DARRELL L SMART |
|---|---|
| Address | 1299 BUFFINGTON DR, PENDERGRASS, GA 30567-2704 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Sep 17, 2020 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | Sep 18, 2019 |
| Property Address | 421 W TUGALO ST, TOCCOA, GA 30577-2365 |
| Document Number | 0011890049 |
| Book / Page | 001189 / 000049 |
| Instrument Date | Sep 5, 2019 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $12.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 421 W TUGALO ST TOCCOA GA 305772365, TOCCOA, GA 30577-2365 |
| Investor | Possibly a Property Investor |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | Sep 18, 2019 |
| Property Address | 421 W TUGALO ST, TOCCOA, GA 30577-2365 |
| Document Number | 0011890061 |
| Book / Page | 001189 / 000061 |
| Instrument Date | Sep 5, 2019 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $12.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 421 W TUGALO ST TOCCOA GA 305772365, TOCCOA, GA 30577-2365 |
| Investor | Possibly a Property Investor |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | Sep 18, 2019 |
| Property Address | 421 W TUGALO ST, TOCCOA, GA 30577-2365 |
| Document Number | 0011890055 |
| Book / Page | 001189 / 000055 |
| Instrument Date | Sep 5, 2019 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $12.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 421 W TUGALO ST TOCCOA GA 305772365, TOCCOA, GA 30577-2365 |
| Investor | Possibly a Property Investor |
Source: Stephens County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Stephens County |
| Municipality | Toccoa City |
| Unified School District | Stephens County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $853.00 (+47.32%) | $24,450 (+49.12%) Land $2,151 Building $22,299 | $61,125 (+49.12%) Land $5,378 Building $55,747 |
| 2023 | $579.00 | $16,396 Land $2,151 Building $14,245 | $40,991 Land $5,378 Building $35,613 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 85% of Georgia |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOCCOA serves 28,711 people · EPA ID GA2570001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL | 2,000 / 2,000 |
| TruVista Communications Cable · Fiber in parts of the area | 500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures