St. Charles County property record for 421 W Terra Ln, O Fallon, MO 63366
| Property Type | Vacant Land |
|---|---|
| Lot Size | 0.03 acres (1,307 sqft) |
| Owner | Company Name on File |
| Last Sale | $265,600 (Feb 2026) |
| Tax Bill | $27 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Sep 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 203894A000 |
| Primary APN | 203894A000 |
|---|---|
| Alternative APN |
|
| Lot Area | 1,307 sqft (0.03 acres) |
|---|---|
| Lot Dimensions | 91 ft deep x 120 ft wide |
| Sewer | Connected |
|---|
| Account Number | 203894A000 |
|---|---|
| Street Address | 421 W TERRA LN |
| City | O FALLON |
| State | MO |
| Zip | 63366-2514 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Local Zoning Code | AC0 |
| Legal Description | PT NW SE 1/4 |
| Legal Range | 3 |
| Legal Township | 47 |
| Legal Section | 02 |
| Legal Subdivision | NORTHWOOD ESTATE 02 |
| Legal Lot Number | 129 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | WENTZVILLE |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 311802 |
421 W Terra Ln, vacant land, is owned by a company that bought it in February 2026.
Source: St. Charles County records, as of September 11, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 771 BONHOMME AVE, CLAYTON, MO 63105 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Feb 25, 2026 | Deed of Trust, Mortgage · Commercial Mortgage MRV BANK |
| Sep 6, 2018 | Grant Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 25, 2026 · Amount on File |
| Deed Sale | Feb 25, 2026 · Amount on File |
| Prior Sale | Nov 15, 2024 · Amount on File |
| Deed Document Number | 20268576 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 421 W TERRA LN, O FALLON, MO 63366-2514 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2026 |
| Title Company | TITLE PARTNERS AGENCY LLC |
| Name | Verified Name |
|---|---|
| Address | 2482 TRUDY ROSE CIR, O FALLON, MO 63366-5017 |
| Document Number | 0000008577 |
|---|---|
| Date | Feb 25, 2026 |
| Instrument | 2026R-008577 |
| Name | MRV BANK |
|---|---|
| Type | Bank |
| Address | CAPE GIRARDEAU, MO 63701 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Sep 6, 2018 |
| Property Address | 421 W TERRA LN, O FALLON, MO 63366-2514 |
| Document Number | 0069731891 |
| Book / Page | 006973 / 001891 |
| Instrument Date | Aug 31, 2018 |
| Instrument | 513200 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2 RAINIER CT O FALLON MO 633664813, O FALLON, MO 63366-4813 |
The 2025 property tax bill for 421 W Terra Ln was $27, down 3.6% from the year before.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $402 (-) | $1,255 (-) Land $1,255 | |
| 2025 | $27.00 (-3.57%) | $402 | $1,255 Land $1,255 |
| 2024 | $28.00 | ||
| 2023 | $402 | ||
| 2022 | $1,255 Land $1,255 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 421 W Terra Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1979–1982) |
| Most Recent Claim | Dec 1982 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 421 W Terra Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OFALLON PWS serves 32,515 people · EPA ID MO6010588 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T, Brightspeed, Wisper ISP.
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