Cheboygan County property record for 421 W State St, Cheboygan, MI 49721
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on File |
| Last Sale | $90,000 (Oct 2021) |
| Tax Bill | $1,060 (2025) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 054-P39-004-010-00 |
| Primary APN | 054-P39-004-010-00 |
|---|
| Lot Area | 7,405 sqft (0.17 acres) |
|---|
| Street Address | 421 W STATE ST |
|---|---|
| City | CHEBOYGAN |
| State | MI |
| Zip | 49721-1524 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUPERVISOR J M PENNELL'S FIRST ADDITION TO THE CITY OF CHEBOYGAN, LOT 10, BLK 4. **AND** PT OF LOT 11, BLK 4, DESC AS: COM NE |
| Legal Range | 01W |
| Legal Township | 010 |
| Legal Section | 31 |
| Legal Subdivision | SUPRVRS JM PENNELLS 1ST ADD |
| Legal Block | 4 |
| Legal Lot Number | 10-11 |
| Jurisdiction | CHEBOYGAN MI |
| Township / Civil Division | CHEBOYGAN |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 960200 |
Source: Cheboygan County records, as of June 16, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 421 W STATE ST, CHEBOYGAN, MI 49721-1524 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 11, 2021 · Amount on File |
| Deed Sale | Oct 11, 2021 · Amount on File |
| Prior Sale | May 17, 2010 · Amount on File |
| Deed Book / Page | 1464 / 244 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEBOYGAN MI |
| Recording Date | Oct 11, 2021 |
| Property Address | 421 W STATE ST, CHEBOYGAN, MI 49721-1524 |
| Document Number | 001464/244 |
| Book / Page | 1464 / 244 |
| Instrument Date | Oct 7, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 5, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 210 DIVISION ST, CHEBOYGAN, MI 49721-1535 |
| Document Number | 0001464246 |
|---|---|
| Date | Oct 11, 2021 |
| Instrument | 1464/246 |
| Name | CITIZENS NATIONAL BANK OF CHEBOYGAN |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 51 Months |
| Due | Jan 1, 2026 |
Source: Cheboygan County assessment roll, as of June 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Cheboygan County |
| Municipality | Cheboygan City |
| Unified School District | Cheboygan Area Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $49,200 (+63.46%) | $98,400 (+63.46%) | |
| 2025 | $1,060.00 (+23.4%) | ||
| 2023 | $30,100 | $60,200 | |
| 2022 | $859.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHEBOYGAN serves 5,500 people · EPA ID MI0001360 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: T-Mobile, Verizon.
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