Maricopa County property record for 421 W Ross Ave, Phoenix, AZ 85027
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,338 sqft · built 1985 |
| Lot Size | 0.16 acres (6,974 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $266,000 (May 2020) |
| Tax Bill | $1,169 (2025) |
| Deeds & Mortgages | Oct 2022 Line of Credit May 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 209-10-543 |
| Primary APN | 209-10-543 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,338 sqft Living Area |
| Gross Area | 1,488 sqft |
| 1st Floor Area | 1,338 sqft |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Block |
| Construction Type | Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 6,974 sqft (0.16 acres) |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 150 sqft |
| Cooling System | Refrigeration |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 421 W ROSS AVE |
|---|---|
| City | PHOENIX |
| State | AZ |
| Zip | 85027-5928 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-6 |
| Legal Description | LA CRESCENTA UNIT 2 LOTS 154 THROUGH 313 MCR 250-47 |
| Legal Range | 3E |
| Legal Township | 4N |
| Legal Section | 20 |
| Legal Subdivision | LA CRESCENTA UNIT 2 LOTS 154 THROUGH 313 |
| Legal Lot Number | 242 |
| Legal Unit | 2 |
| Jurisdiction | MARICOPA AZ |
| Township / Civil Division | PHOENIX |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 614800 |
421 W Ross Ave is owner-occupied and held in a trust since May 2020.
Source: Maricopa County records, as of October 22, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 421 W ROSS AVE, PHOENIX, AZ 85027-5928 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Oct 11, 2022 | Deed of Trust, Mortgage · Line of Credit DESERT FINANCIAL CU |
| May 20, 2020 | Warranty Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Oct 26, 2017 | Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 20, 2020 · Amount on File |
| Deed Sale | May 20, 2020 · Amount on File |
| Prior Sale | Oct 26, 2017 · Amount on File |
| Deed Document Number | 2020430764 |
| Prior Transfer Date | Oct 5, 1994 |
| Prior Transfer Doc | 0000737483 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 421 W ROSS AVE, PHOENIX, AZ 85027-5928 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2022 |
| Name | Verified Name |
|---|---|
| Address | 421 W ROSS AVE, PHOENIX, AZ 85027-5928 |
| Document Number | 0000769004 |
|---|---|
| Date | Oct 11, 2022 |
| Instrument | 20220769004 |
| Name | DESERT FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | PHOENIX, AZ 85062 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 10, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Recording Date | May 20, 2020 |
| Property Address | 421 W ROSS AVE, PHOENIX, AZ 85027-5928 |
| Document Number | 0000430764 |
| Map Reference | MB 250 PG 47 |
| Instrument Date | May 15, 2020 |
| Instrument | 20200430764 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2021 |
| Title Company | DRIGGS TITLE AGENCY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 421 W ROSS AVE, 421, PHOENIX, AZ 85027-5928 |
| Name | Verified Name |
|---|---|
| Address | 421 W ROSS AVE, PHOENIX, AZ 85027-5928 |
| Document Number | 0000430765 |
|---|---|
| Date | May 20, 2020 |
| Instrument | 20200430765 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Recording Date | Oct 26, 2017 |
| Property Address | 421 W ROSS AVE, PHOENIX, AZ 85027-5928 |
| Document Number | 0000795147 |
| Map Reference | MB 250 PG 47 |
| Instrument Date | Sep 13, 2017 |
| Instrument | 2017-0795147 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2021 |
| Title Company | FIRST AMERICAN TITLE INSURAN |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4502 E WILLOW AVE, 4502, PHOENIX, AZ 85032-6447 |
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 421 W ROSS AVE, PHOENIX, AZ 85027-5928 |
| Document Number | 0000795148 |
|---|---|
| Date | Oct 26, 2017 |
| Instrument | 2017-0795148 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2047 |
The 2025 property tax bill for 421 W Ross Ave was $1,169.
Source: Maricopa County assessment roll, as of October 22, 2025
| Type | Name |
|---|---|
| State | Arizona |
| County | Maricopa County |
| Municipality | Phoenix City |
| Unified School District | Deer Valley Unified District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $32,650 (+142.71%) | $326,500 (+4.82%) Land $65,300 Building $261,200 | |
| 2025 | $1,169.00 | $13,452 (-57.83%) | $311,500 (-2.35%) Land $62,300 Building $249,200 |
| 2024 | $31,900 | $319,000 Land $63,800 Building $255,200 | |
| 2023 | $1,138.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 421 W Ross Ave in Zone X, an area of moderate flood risk.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 421 W Ross Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | Turbidity resolved · Jan 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 641 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| AirFiber WISP Fixed Wireless | 1,000 / 500 |
| Tristate Wi-Fi by Wi-Fiber Fixed Wireless | 400 / 150 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL | 140 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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