Craven County property record for 421 W Railroad St, Dover, NC 28526
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,560 sqft · built 1960 |
| Lot Size | 0.222 acres (9,689 sqft) |
| Owner | Individual Name on File |
| Last Sale | $150,000 (Feb 2024) |
| Tax Bill | $907 (2025) |
| Deeds & Mortgages | Feb 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-D-05-005 |
| Primary APN | 3-D-05-005 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,560 sqft Living Area |
| 1st Floor Area | 1,560 sqft |
| Interior Walls | Finished/Painted |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Masonry |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 9,689 sqft (0.222 acres) |
| Storage Building | 90 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 138657 |
|---|---|
| Street Address | 421 W RAILROAD ST |
| City | DOVER |
| State | NC |
| Zip | 28526 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RAILROAD ST |
| Legal Subdivision | SAMUEL A & MARY DENNING |
| Jurisdiction | CRAVEN NC |
| Township / Civil Division | 3 |
| Census Block Group | 3 |
| Census Block | 3026 |
| Census Tract | 960302 |
421 W Railroad St is owned and occupied by an individual who bought it in February 2024.
Source: Craven County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 421 W RAILROAD ST, DOVER, NC 28526 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 28, 2024 · Amount on File |
| Deed Sale | Feb 28, 2024 · Amount on File |
| Prior Sale | Jul 29, 2014 · Amount on File |
| Deed Document Number | 202410123162 |
| Deed Book / Page | 3790 / 944 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CRAVEN NC |
| Recording Date | Feb 28, 2024 |
| Property Address | 421 W RAILROAD ST, DOVER, NC 28526 |
| Document Number | 003790/944 |
| Book / Page | 3790 / 944 |
| Instrument Date | Feb 1, 2024 |
| Instrument | 10123162 |
| Transaction Type | Transfer |
| Record Updated | Mar 28, 2024 |
| Amount | Amount on Record |
|---|---|
| Tax | $300.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|---|
| Address | 935 WINTERGREEN RD, COVE CITY, NC 28523-9257 |
| Name | Verified Name |
|---|---|
| Address | 421 W RAILROAD ST, DOVER, NC 28526 |
| Document Number | 0010123163 |
|---|---|
| Date | Feb 28, 2024 |
| Instrument | 10123163 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Document Number | 003790/947 |
|---|---|
| Date | Feb 28, 2024 |
| Book Page | 3790/947 |
| Instrument | 10123163 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | 585 SOUTH BLVD E, PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2054 |
The 2025 property tax bill for 421 W Railroad St was $907.
Source: Craven County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Craven County |
| Municipality | Dover Town |
| Unified School District | Craven County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $97,070 (-) Land $10,000 Building $87,070 | $97,070 (-) Land $10,000 Building $87,070 | |
| 2025 | $907.00 | $97,070 Land $10,000 Building $87,070 | $97,070 Land $10,000 Building $87,070 |
| 2023 | $866.00 (-0.23%) | $97,070 (+15.74%) Land $10,000 Building $87,070 | $97,070 Land $10,000 Building $87,070 |
| 2022 | $868.00 | $83,870 Land $10,000 Building $73,870 | |
| 2018 | $83,870 Land $10,000 Building $73,870 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 421 W Railroad St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2010 · Severe Storms, Flooding, And Straight-line Winds |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 421 W Railroad St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF DOVER serves 425 people · EPA ID NC0425025 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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