Oneida County property record for 421 W Prospect St, Rhinelander, WI 54501
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.247 acres (10,759 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $140,000 (Mar 2025) |
| Tax Bill | $1,797 (2025) |
| Deeds & Mortgages | May 2023 Line of Credit Jan 2020 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | RH 938 7 |
| Primary APN | RH 938 7 |
|---|
| Lot Area | 10,759 sqft (0.247 acres) |
|---|---|
| Lot Dimensions | 180 ft deep x 60 ft wide |
| Street Address | 421 W PROSPECT ST |
|---|---|
| City | RHINELANDER |
| State | WI |
| Zip | 54501-3869 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 860001/801821 ASS'RS RPLT OUTLOTS 2-6 OF SOUTH PARK ADD PT OUTLOT 5 |
| Legal Range | 09E |
| Legal Township | 36N |
| Legal Section | 06 |
| Legal Subdivision | ASSRS RPLT OUTLOTS 2-6 OF |
| Jurisdiction | ONEIDA WI |
| Township / Civil Division | RHINELANDER |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 971400 |
Source: Oneida County records, as of March 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 421 W PROSPECT ST, RHINELANDER, WI 54501-3869 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| May 4, 2023 | Deed of Trust, Mortgage · Line of Credit COVANTAGE CU |
| Jan 20, 2020 | Warranty Deed, Transfer NORTHERN TITLE |
| Aug 9, 2018 | Warranty Deed, Transfer · Conventional Mortgage COVANTAGE CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 17, 2025 · Amount on Record |
| Deed Sale | Mar 17, 2025 · Amount on Record |
| Prior Sale | Jan 20, 2020 · Amount on Record |
| Deed Document Number | 2025860001 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA WI |
| Property Address | 421 W PROSPECT ST, RHINELANDER, WI 54501-3869 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000842770 |
|---|---|
| Date | May 4, 2023 |
| Instrument | 842770 |
| Name | COVANTAGE CU |
|---|---|
| Type | Credit Union |
| Address | ANTIGO, WI 54409 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 15, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONEIDA WI |
| Recording Date | Jan 20, 2020 |
| Property Address | 421 W PROSPECT ST, RHINELANDER, WI 54501-3869 |
| Document Number | 0000801821 |
| Instrument Date | Jan 17, 2020 |
| Instrument | 801821 |
| Transaction Type | Transfer |
| Record Updated | Apr 7, 2022 |
| Title Company | NORTHERN TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $285.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONEIDA WI |
| Recording Date | Aug 9, 2018 |
| Property Address | 421 W PROSPECT ST, RHINELANDER, WI 54501-3869 |
| Document Number | 0000785169 |
| Instrument Date | Aug 8, 2018 |
| Instrument | 785169 |
| Transaction Type | Transfer |
| Record Updated | Apr 7, 2022 |
| Title Company | NORTHWOODS TITLE AND CLOSING, NORTHWOODS TITLE & CLOSING |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $252.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Document Number | 0000785170 |
|---|---|
| Date | Aug 9, 2018 |
| Instrument | 785170 |
| Name | COVANTAGE CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2048 |
Source: Oneida County assessment roll, as of March 24, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Oneida County |
| Municipality | Rhinelander City |
| Unified School District | Rhinelander School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,797.00 (+16.69%) | $65,300 (-) Land $8,300 Building $57,000 | $110,740 Land $14,076 Building $96,664 |
| 2023 | $1,540.00 Homeowner's exemption | $65,300 Land $8,300 Building $57,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 16, 2013
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 83% of Wisconsin |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RHINELANDER WATER & WASTEWATER serves 8,234 people · EPA ID WI7440126 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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