421 W Pine St, Palatka, FL 32177 Property Records

Putnam County property record for 421 W Pine St, Palatka, FL 32177

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,698 sqft · built 2009
Lot Size1.21 acres (52,708 sqft)
OwnerOwner Name on Record
Last Sale$15,000 (Apr 2007)
Tax Bill$2,550 (2025)
Deeds & MortgagesOct 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN01-10-26-0000-013.0-000.0

Property Details

APN / Parcel Number

Primary APN01-10-26-0000-013.0-000.0
Alternative APN
  • 78669

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures12 Plumbing Fixtures
Building Area2,698 sqft Living Area
1st Floor Area2,228 sqft
FlooringSteel Beam
FireplaceFireplace

Exterior

Year BuiltBuilt 2009
Exterior MaterialStucco
Lot Area52,708 sqft (1.21 acres)
Garage Area484 sqft
PorchPorch
Porch Area418 sqft

Utilities, Heating & Cooling

Heating SystemHeat Pump

Location & Zoning

Account Number78669
Street Address421 W PINE ST
CityPALATKA
StateFL
Zip32177-9722
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT OF S1/2 OF NW1/4 BK22 P100
Legal Range26E
Legal Township10S
Legal Section01
JurisdictionPUTNAM FL
Township / Civil DivisionPALATKA
Census Block Group2
Census Block2009
Census Tract950700

Owner

Source: Putnam County records, as of January 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordOwner Name on Record
Mailing Address421 W PINE ST, PALATKA, FL 32177-9722
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 16, 2007 · Amount on Record
Deed SaleApr 16, 2007 · Amount on Record
Prior SaleOct 20, 2000
Deed Document Number617007
Deed Book / Page1145 / 1409
Record UpdatedOct 29, 2026

October 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPUTNAM FL
Recording DateOct 8, 2026
Property Address421 W PINE ST, PALATKA, FL 32177-9722
Document Number0000024755
Book / Page1891 / 896
Instrument DateOct 2, 2026
Instrument202624755
Transaction TypeMortgage
Record UpdatedOct 23, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address421 W PINE ST, PALATKA, FL 32177-9722

Mortgage

Document Number0000024755,
DateOct 8, 2026
Book Page1891/896
Instrument202624755
Lender
NameUNION CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Max Rate-1%

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPutnam County
Unified School DistrictPutnam County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,550.00 (+12.88%) Homeowner's exemption$172,830 (+5.99%)$321,160 (-1.59%) Land $19,360 Building $301,800
2023$2,259.00 (+5.76%) Homeowner's exemption$163,070 (+3%)$326,340 (+17.96%) Land $14,520 Building $311,820
2022$2,136.00 Homeowner's exemption$158,320$276,650 Land $9,680 Building $266,970

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · DSL in parts of the area
100 / 20

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