421 W Pearl Rd, Torrington, CT 06790 Property Records

Torrington City property record for 421 W Pearl Rd, Torrington, CT 06790

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,280 sqft · built 2004
Lot Size	1.89 acres (82,328 sqft)
Owner	2 Individual Names on Record
Last Sale	$277,000 (Jul 2022)
Tax Bill	$7,530 (2026)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Mar 2021 Mortgage
APN	`001668`

Property Details

APN / Parcel Number

Primary APN	`001668`
Alternative APNs	`TORR M:246 B:005 L:021` `1668`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,280 sqft Living Area
Gross Area	3,348 sqft
Basement Area	1,272 sqft
Unfinished Basement	1,272 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	82,328 sqft (1.89 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	1668
Street Address	421 W PEARL RD
City	TORRINGTON
State	CT
Zip	06790-3028
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15S
Legal Block	5
Legal Lot Number	21
Jurisdiction	TORRINGTON CT
Township / Civil Division	TORRINGTON
Census Block Group	1
Census Block	1016
Census Tract	310601

Owner

Source: Torrington City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	421 W PEARL RD, TORRINGTON, CT 06790-3028
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2022	Executor's Deed, Transfer · FHA Mortgage FIRST WORLD MORTGAGE CORPORATION
Mar 5, 2021	Deed of Trust, Mortgage · Balloon Mortgage TORRINGTON SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2022 · Amount on Record
Deed Sale	Jul 15, 2022 · Amount on Record
Prior Sale	Dec 1, 2003 · Amount on Record
Deed Document Number	2022477106
Deed Book / Page	1370 / 366
Record Updated	Oct 29, 2026

July 2022: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	TORRINGTON CT
Recording Date	Jul 15, 2022
Property Address	421 W PEARL RD, TORRINGTON, CT 06790-3028
Document Number	001370-366
Book / Page	1370 / 366
Instrument Date	Jul 14, 2022
Instrument	2022-477106
Transaction Type	Transfer
Record Updated	Jul 28, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	421 W PEARL RD, TORRINGTON, CT 06790-3028

Mortgage

Document Number	2022477017
Date	Jul 15, 2022
Instrument	2022-477017

Lender

Name	FIRST WORLD MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TORRINGTON CT
Property Address	421 W PEARL RD, TORRINGTON, CT 06790-3028
Transaction Type	Mortgage
Record Updated	Mar 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1328-562
Date	Mar 5, 2021
Book Page	1328/562
Instrument	2021-462574

Lender

Name	TORRINGTON SAVINGS BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Apr 1, 2031

Tax Assessment & Valuation

Source: Torrington City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Torrington City
Unified School District	Torrington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,530.00 (-12.98%)	$225,050 (-) Land $34,580 Building $190,470	$363,364 (+130.66%)
2025	$8,653.00	$225,050 (+66.54%) Land $34,580 Building $190,470	$157,535 Land $24,206 Building $133,329
2024	$8,653.00 (+33.51%)
2023	$6,481.00 (+1.74%)	$135,130 (-) Land $34,630 Building $100,500
2022	$6,370.00	$135,130 Land $34,630 Building $100,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TORRINGTON WATER COMPANY private · serves 37,915 people · EPA ID CT1430011
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Treatment report not submitted Mar 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Optimum Cable · Fiber in parts of the area	940 / 35

May also be available: Frontier, T-Mobile, Verizon.

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