421 W Main St, Carmel, IN 46032 Property Records

Hamilton County property record for 421 W Main St, Carmel, IN 46032

Property Summary

Property TypeSingle Family Home
Details3 bd · 7 ba · 5,234 sqft · built 2016
Lot Size0.33 acres (14,375 sqft)
Owner2 Individual Names on Record
Tax Bill$16,210 (2024)
Deeds & MortgagesJan 2017 Sale
Flood ZoneZone X (minimal risk)
APN29-09-25-402-004.000-018

Property Details

APN / Parcel Number

Primary APN29-09-25-402-004.000-018
Alternative APN
  • 1609250402004000

Interior

Bedrooms3 Beds
Full Baths7 Baths
Half Baths3 Half Baths
Plumbing Fixtures24 Plumbing Fixtures
Total Rooms5 Rooms
Stories2 Stories
Building Area5,234 sqft Living Area
1st Floor Area2,196 sqft
2nd Floor Area1,337 sqft
AtticAttic
Attic Area452 sqft
Basement Area2,196 sqft
Finished Basement1,701 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2016
Architectural StyleOther
Roof MaterialAsphalt
Lot Area14,375 sqft (0.33 acres)
Lot Dimensions157 ft deep x 95 ft wide
Garage TypeAttached
Garage Area957 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number1609250402004000
Street Address421 W MAIN ST
CityCARMEL
StateIN
Zip46032-1621
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionACREAGE .33, SECTION 25, TOWNSHIP 18, RANGE 3
Legal Range03
Legal Township18
Legal Section25
JurisdictionHAMILTON IN
Township / Civil DivisionCLAY
Census Block Group2
Census Block2002
Census Tract111011

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address421 W MAIN ST, CARMEL, IN 46032-1621
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 27, 2017
Deed SaleJan 27, 2017
Prior SaleJan 10, 2014
Deed Document Number0000004163
Record UpdatedJun 8, 2026

January 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON IN
Recording DateJan 27, 2017
Property Address421 W MAIN ST, CARMEL, IN 46032-1621
Document Number0000004163
Instrument DateJan 27, 2017
Instrument4163
Transaction TypeTransfer
Record UpdatedMar 1, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address12612 CARRINGTON CIR CARMEL IN 460339294, CARMEL, IN 46033-9294

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyHamilton County
County SubdivisionClay Township
MunicipalityCarmel City
Unified School DistrictCarmel Clay Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,443,500 (+3.09%) Land $251,100 Building $1,192,400$1,443,500 (+3.09%) Land $251,100 Building $1,192,400
2024$16,210.00 (+4.7%)$1,400,200 (+4%) Land $251,100 Building $1,149,100$1,400,200 (+4%) Land $251,100 Building $1,149,100
2023$15,483.00 (+28.72%) Homeowner's exemption$1,346,300 (+29.65%) Land $251,100 Building $1,095,200$1,346,300 (+29.65%) Land $251,100 Building $1,095,200
2022$12,028.00 Homeowner's exemption$1,038,400 Land $251,100 Building $787,300$1,038,400 Land $251,100 Building $787,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARMEL WATER DEPARTMENT
serves 99,927 people · EPA ID IN5229004
Water SourceGroundwater influenced by surface water
Last State InspectionAug 2024
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jan 2024
E. coli
resolved · Oct 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
On-Ramp Indiana
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon, Xfinity.

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