421 W M St, Mc Cool Junction, NE 68401 Property Records

York County property record for 421 W M St, Mc Cool Junction, NE 68401

Property Summary

Property Type	Rural Home
Details	1 bd · 3.75 ba · 1,216 sqft · built 2018
Lot Size	78 acres (3,401,600 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (Dec 2020)
Tax Bill	$2,054 (2025)
Deeds & Mortgages	Feb 2019 Mortgage Mar 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`930196643`

Property Details

APN / Parcel Number

Primary APN	`930196643`

Interior

Bedrooms	1 Bed
Full Baths	3.75 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,216 sqft Living Area
Basement Area	1,168 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	3,401,600 sqft (78 acres)
Lot Dimensions	140 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	576 sqft
Driveway	Driveway
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	138 sqft
Deck Area	96 sqft
Patio Area	96 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	421 W M ST
City	MC COOL JUNCTION
State	NE
Zip	68401-8084
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	AGRICULTUR
Legal Description	W 1/2 NW 1/4 EXC A TR 7X 570 ON N & EXC IRR TR #1 21-9-2 (AC 78.09); MAP NUMBER: 3521-00-0-70072-001-0002
Legal Range	02
Legal Township	09
Legal Section	21
Legal Subdivision	ORVIL WEISS 2ND SUBDIVISION
Legal Tract	7X,1
Legal Block	1
Legal Lot Number	2A,1-4
Jurisdiction	YORK NE
Township / Civil Division	HAYS
Census Block Group	1
Census Block	1254
Census Tract	969900

Owner

421 W M St, a rural home, is owned and occupied by two individuals who bought it in December 2020.

Source: York County records, as of April 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	421 W M ST, MC COOL JUNCTION, NE 68401-8084
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2019	Deed of Trust, Mortgage · Commercial Mortgage MIDWEST BANK
Mar 30, 2022	Deed of Trust, Mortgage · Conventional Mortgage MIDWEST BANK
Dec 4, 2020	Warranty Deed, Transfer · Line of Credit MIDWEST BANK
Dec 4, 2020	Warranty Deed, Transfer YORK COUNTY TITLE INC, YORK COUNTY TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 4, 2020 · Amount on File
Deed Sale	Dec 4, 2020 · Amount on File
Deed Document Number	20202822
Deed Book / Page	87 / 579
Prior Transfer Date	Dec 3, 2020
Prior Transfer Doc	0000002821
Record Updated	Jun 8, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK NE
Property Address	421 W M ST, MC COOL JUNCTION, NE 68401-8084
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000062/795
Date	Feb 13, 2019
Book Page	62/795
Instrument	2019-00248

Lender

Name	MIDWEST BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK NE
Property Address	421 W M ST, MC COOL JUNCTION, NE 68401-8084
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000110/453
Date	Mar 30, 2022
Book Page	110/453
Instrument	2022-00751

Lender

Name	MIDWEST BANK
Type	Bank
Address	YORK, NE 68467

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YORK NE
Recording Date	Dec 4, 2020
Property Address	421 W M ST, MC COOL JUNCTION, NE 68401-8084
Document Number	000087/579
Book / Page	87 / 579
Instrument Date	Dec 4, 2020
Instrument	2020-02822
Transaction Type	Transfer
Record Updated	Feb 3, 2026
Title Company	COOKE COUNTY TITLE COMPANY, YORK COUNTY TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$562.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202002839
Date	Dec 4, 2020
Instrument	2020-02839

Lender

Name	MIDWEST BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YORK NE
Recording Date	Dec 4, 2020
Property Address	421 W M ST, MC COOL JUNCTION, NE 68401-8084
Document Number	000087/578
Book / Page	87 / 578
Instrument Date	Dec 3, 2020
Instrument	2020-02821
Transaction Type	Transfer
Record Updated	Feb 3, 2026
Title Company	YORK COUNTY TITLE INC, YORK COUNTY TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 421 W M St was $2,054.

Source: York County assessment roll, as of February 3, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	York County
Municipality	McCool Junction Village
Unified School District	McCool Junction Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,054.00	$431,575 Land $419,290 Building $12,285	$431,575 Land $419,290 Building $12,285
2023	$3,837.00	$263,321 Land $18,784 Building $244,537	$263,321 Land $18,784 Building $244,537

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 421 W M St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective August 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	3 (1999–2012)
Most Recent Claim	May 2012 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 421 W M St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF MCCOOL JUNCTION serves 487 people · EPA ID NE3120195
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate-Nitrite resolved · Oct 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber	1,000 / 1,000
Nextlink Fixed Wireless	1,000 / 500
Big Red Communications Fixed Wireless	200 / 100
Windstream DSL · Fiber in parts of the area	200 / 20
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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