421 W Clark St, Albert Lea, MN 56007 Property Records

Freeborn County property record for 421 W Clark St, Albert Lea, MN 56007

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,662 sqft · built 1883
Lot Size0.17 acres (7,524 sqft)
OwnerCompany Name on Record
Last Sale$56,500 (Aug 2018)
Tax Bill$2,034 (2026)
Deeds & MortgagesSep 2018 Mortgage
Aug 2018 Sale
Flood ZoneZone X (minimal risk)
APN34.001.2180

Property Details

APN / Parcel Number

Primary APN34.001.2180

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,662 sqft Living Area
1st Floor Area951 sqft
Basement Area603 sqft
Unfinished Basement603 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1883
Effective Year BuiltEffective 1883
Exterior MaterialVinyl
Construction TypeFrame
Foundation TypeBrick
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,524 sqft (0.17 acres)
Lot Dimensions132 ft deep x 57 ft wide
Garage TypeDetached
Garage Area768 sqft
PorchPorch
Porch Area48 sqft
Deck Area465 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address421 W CLARK ST
CityALBERT LEA
StateMN
Zip56007-2550
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRP
Legal DescriptionALBERT LEA ORIGINAL PLAT LOT-03+ BLOCK-017 LOT 3 & E 28 1/2 FT LOT 4 BLK 17 ORIGINAL PLAT CITY OF ALBERT LEA
Legal SubdivisionALBERT LEA ORIGINAL PLAT
Legal Block17
Legal Lot Number3-4
JurisdictionFREEBORN MN
Township / Civil DivisionALBERT LEA
Census Block Group2
Census Block2013
Census Tract180800

Owner

Source: Freeborn County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address617 12TH AVE NE, STEWARTVILLE, MN 55976-1596
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Sep 11, 2018Deed of Trust, Mortgage · Conventional Mortgage
MANUFACTURERS BANK & TRUST CO
Aug 28, 2018Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 28, 2018 · Amount on Record
Deed SaleAug 28, 2018 · Amount on Record
Deed Document Number2018V860236
Record UpdatedOct 29, 2026

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREEBORN MN
Property Address421 W CLARK ST, ALBERT LEA, MN 56007-2550
Transaction TypeMortgage
Record UpdatedMay 12, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberA534156
DateSep 11, 2018
InstrumentA534156
Lender
NameMANUFACTURERS BANK & TRUST CO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueAug 27, 2038
Interest
Rate TypeAdjustable Rate

August 2018: Deed, Transfer

Document TypeDeed
JurisdictionFREEBORN MN
Recording DateAug 28, 2018
Property Address421 W CLARK ST, ALBERT LEA, MN 56007-2550
Document NumberCRV860236
Instrument DateAug 28, 2018
InstrumentCRV860236
Transaction TypeTransfer
Record UpdatedJul 6, 2021

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2088 EMERALD LN, 2088, SAINT PAUL, MN 55122-2814

Transferred To (Grantee/Buyer)

NameVerified Name
Address617 12TH AVE NE, STEWARTVILLE, MN 55976-1596

Tax Assessment & Valuation

Source: Freeborn County assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateMinnesota
MunicipalityAlbert Lea City
CountyFreeborn County
Unified School DistrictAlbert Lea Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,034.00$130,200 (+16.25%) Land $40,000 Building $90,200$130,200 (+16.25%) Land $40,000 Building $90,200
2025$2,034.00 (+12.5%)
2023$1,808.00 (+41.03%)$112,000 Land $19,700 Building $92,300$112,000 Land $19,700 Building $92,300
2020$1,282.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (2001)
Most Recent ClaimJun 2001 · Severe Winter Storms, Flooding, And Tornadoes
Claims by Event
  • Severe Winter Storms, Flooding, And Tornadoes, Jun 2001 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAlbert Lea
serves 18,492 people · EPA ID MN1240001
Water SourceGroundwater
Last State InspectionSep 2025
Lead2 ppb (2025)
action level 15 ppb
Copper1.81 mg/L (2021)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
GigFire
Fiber · Fixed Wireless
1,000 / 1,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Midco
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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