421 W Cedar St, Franklin, KY 42134 Property Records

Simpson County property record for 421 W Cedar St, Franklin, KY 42134

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 2,767 sqft · built 1885
Lot Size	1.1 acres (47,916 sqft)
Owner	Individual Name on Record
Last Sale	$129,900 (May 2022)
Tax Bill	$1,139 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`013-00-03-013.00`

Property Details

APN / Parcel Number

Primary APN	`013-00-03-013.00`
Alternative APN	`5602`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	2,767 sqft Living Area
Fireplaces	3 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1885
Exterior Material	Aluminum/Vinyl
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	47,916 sqft (1.1 acres)
Lot Dimensions	400 ft deep x 120 ft wide
Porch	Porch
Porch Area	183 sqft
Patio Area	242 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	421 W CEDAR ST
City	FRANKLIN
State	KY
Zip	42134-1709
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	421 WEST CEDAR STREET
Jurisdiction	SIMPSON KY
Township / Civil Division	FRANKLIN
Census Block Group	2
Census Block	2004
Census Tract	970401

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the West Cedar Street Historic District listed 1996 · 70 contributing resources · NRIS 95001514

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Simpson County records, as of January 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1945 SCOTTSVILLE RD STE B2, B2, BOWLING GREEN, KY 42104-5836
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 11, 2022 · Amount on Record
Deed Sale	May 11, 2022 · Amount on Record
Deed Document Number	1208608
Deed Book / Page	D365 / 456
Record Updated	Jun 8, 2026

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SIMPSON KY
Recording Date	May 11, 2022
Property Address	421 W CEDAR ST, FRANKLIN, KY 42134-1709
Document Number	00D365/456
Book / Page	D365 / 456
Instrument Date	May 5, 2022
Instrument	1208608
Transaction Type	Transfer
Record Updated	May 25, 2022

Transaction

Amount	Amount Recorded
Tax	$130.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	242 WEST CEDAR STREET, 242, HENDERSONVILLE, TN 37075

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1945 SCOTTSVILLE RD STE B2, B2, BOWLING GREEN, KY 42104-5836

Mortgage

Document Number	0001208609
Date	May 11, 2022
Instrument	1208609

Lender

Name	AMERICAN BANK & TRUST COMPANY INC
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	May 5, 2027

Tax Assessment & Valuation

Source: Simpson County assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Simpson County
Municipality	Franklin City
Unified School District	Simpson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,139.00 (-5.79%)	$129,900 (-)	$129,900 (-)
2023	$1,209.00	$129,900	$129,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 17, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN WATER WORKS serves 31,602 people · EPA ID KY1070144
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Franklin EPB Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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