421 W 43rd Ave, Gary, IN 46408 Property Records

Lake County property record for 421 W 43rd Ave, Gary, IN 46408

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 4,533 sqft · built 1963
Lot Size0.144 acres (6,250 sqft)
OwnerIndividual Name on Record
Last Sale$205,000 (Oct 2022)
Tax Bill$2,234 (2024)
Deeds & MortgagesApr 2026 Mortgage
Oct 2022 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN001-25-47-0151-0003

Property Details

APN / Parcel Number

Primary APN001-25-47-0151-0003
Alternative APNs
  • 45-08-28-456-003.000-004
  • 254701510003

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area4,533 sqft Living Area
1st Floor Area1,511 sqft
Basement Area1,511 sqft
Finished Basement1,511 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 2015
Construction TypeMasonry / Concrete Block
Roof MaterialAsphalt
Lot Area6,250 sqft (0.144 acres)
Lot Dimensions125 ft deep x 50 ft wide
View / LotAlley
Garage TypeDetached
Garage Area480 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address421 W 43RD AVE
CityGARY
StateIN
Zip46408-3337
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTOLLESTON HEIGHTS E. 50 FT. OF LOTS 1 TO 5 BL.1 SUBJ. TO EASMT.
Legal SubdivisionTOLLESTON HEIGHTS
Legal Block1
Legal Lot Number1-5
JurisdictionLAKE IN
Township / Civil DivisionCALUMET
Census Block Group4
Census Block4020
Census Tract12500

Owner

Source: Lake County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address421 W 43RD AVE, GARY, IN 46408-3337
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 2, 2026Deed of Trust, Mortgage · FHA Mortgage
DO NO USE, CARRINGTON MORTGAGE SERVICES
Oct 6, 2022Deed of Trust, Mortgage · FHA Mortgage
GUARANTEED RATE AFFINITY LLC
Oct 4, 2022Warranty Deed, Transfer · FHA Mortgage
GUARANTEED RATE INC
Dec 1, 2021Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 4, 2022 · Amount on Record
Deed SaleOct 4, 2022 · Amount on Record
Prior SaleDec 1, 2021
Deed Document Number2022540615
Record UpdatedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Recording DateApr 2, 2026
Property Address421 W 43RD AVE, GARY, IN 46408-3337
Document Number0000512985
Instrument DateMar 18, 2026
Instrument2026512985
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyDO NO USE, CARRINGTON MORTGAGE SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address421 W 43RD AVE, GARY, IN 46408-3337

Mortgage

Document Number0000512985,
DateApr 2, 2026
Instrument2026512985
Lender
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term319 Months
DueNov 1, 2052
Interest
Rate6.01%
Max Rate-1%

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Property Address421 W 43RD AVE, GARY, IN 46408-3337
Transaction TypeMortgage
Record UpdatedAug 10, 2023
Title CompanyCHICAGO TITLE COMPANY, ICHICAGO TITLE INSURANCE COM

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000040957
DateOct 6, 2022
Instrument2022-540957
Lender
NameGUARANTEED RATE AFFINITY LLC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2052

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IN
Recording DateOct 4, 2022
Property Address421 W 43RD AVE, GARY, IN 46408-3337
Document Number0000040615
Map ReferenceMB 2 PG 37
Instrument DateOct 3, 2022
Instrument2022-540615
Transaction TypeTransfer
Record UpdatedOct 19, 2022
Title CompanyCHICAGO TITLE COMPANY/CA, CHICAGO TITLE COMPANY LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address421 W 43RD AVE, GARY, IN 46408-3337

Mortgage

Document Number0000040616
DateOct 4, 2022
Instrument2022-540616
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2052

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IN
Recording DateDec 1, 2021
Property Address421 W 43RD AVE, GARY, IN 46408-3337
Document Number0000040628
Map ReferenceMB 2 PG 37
Instrument DateDec 1, 2021
Instrument2021-540628
Transaction TypeTransfer
Record UpdatedDec 15, 2021

Transaction

Tax$0.00
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address421 W 43RD AVE, GARY, IN 46408-3337

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionCalumet Township
MunicipalityGary City
Unified School DistrictGary Community School Corporation (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$184,600 (+6.34%) Land $11,400 Building $173,200$184,600 (+6.34%) Land $11,400 Building $173,200
2024$2,234.00 (+181.01%)
2023$173,600 (+144.85%) Land $11,300 Building $162,300$173,600 (+144.85%) Land $11,300 Building $162,300
2022$795.00 Homeowner's exemption$70,900 Land $7,500 Building $63,400$70,900 Land $7,500 Building $63,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims3 (2008–2018)
Claims Outside the SFHA3 of 3
Most Recent ClaimFeb 2018 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Feb 2018 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIANA AMERICAN WATER - NORTHWEST
private · serves 210,510 people · EPA ID IN5245015
Water SourceSurface water
Last State InspectionJun 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 676 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
DSL
100 / 20

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