421 W 10th St, Ada, OK 74820 Property Records

Pontotoc County property record for 421 W 10th St, Ada, OK 74820

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,008 sqft · built 1915
Lot Size	0.16 acres (7,000 sqft)
Owner	Company Name on Record
Last Sale	$23,000 (Oct 2010)
Tax Bill	$489 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Dec 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`10712`

Property Details

APN / Parcel Number

Primary APN	`10712`
Alternative APN	`0005-00-088-006-0-000-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area
1st Floor Area	1,008 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Architectural Style	Traditional
Exterior Material	Other
Foundation Type	Block
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,000 sqft (0.16 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Garage Type	Carport
Garage Area	252 sqft
Carport	Carport
Carport Area	252 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	140 sqft
Patio Area	140 sqft
Shed	1 Shed
Shed Area	36 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Space Heater

Location & Zoning

Account Number	10712
Street Address	421 W 10TH ST
City	ADA
State	OK
Zip	74820-5025
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 BLOCK 88 ORIGINAL - ADA 421 W 10TH
Legal Subdivision	ORIGINAL -ADA SD- IN SECS 28,29,32, 33-4
Legal Block	88
Legal Lot Number	6
Jurisdiction	PONTOTOC OK
Township / Civil Division	ADA
Census Block Group	2
Census Block	2044
Census Tract	89200

Owner

Source: Pontotoc County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	13691 COUNTY ROAD 3520, ADA, OK 74820-1757
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2023	Deed of Trust, Mortgage OKLAHOMA HERITAGE BANK
Dec 17, 2018	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 25, 2010 · Amount on Record
Deed Sale	Oct 25, 2010 · Amount on Record
Prior Sale	Mar 29, 2002 · Amount on Record
Deed Document Number	20105883
Deed Book / Page	2486 / 55
Last Transfer Date	Dec 14, 2018
Transfer Doc	003266/277
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC OK
Property Address	421 W 10TH ST, ADA, OK 74820-5025
Transaction Type	Mortgage
Record Updated	Aug 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003715/171
Date	Jul 14, 2023
Book Page	3715/171
Instrument	I-2023-003609

Lender

Name	OKLAHOMA HERITAGE BANK
Type	Bank
Address	ADA, OK 74820

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Jul 13, 2043

December 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PONTOTOC OK
Recording Date	Dec 17, 2018
Property Address	421 W 10TH ST, ADA, OK 74820-5025
Document Number	003266/277
Book / Page	3266 / 277
Instrument Date	Dec 14, 2018
Instrument	2018-006627
Transaction Type	Transfer
Record Updated	Mar 10, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13691 COUNTY ROAD 3520, ADA, OK 74820-1757

Tax Assessment & Valuation

Source: Pontotoc County assessment roll, as of January 23, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
Municipality	Ada City
County	Pontotoc County
Unified School District	Ada Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$4,937 (+5%) Land $900 Building $4,037	$41,146 (+1.68%) Land $7,500 Building $33,646
2025	$489.00 (+1.24%)	$4,702 (+4.98%) Land $900 Building $3,802	$40,467 (-3.54%) Land $7,500 Building $32,967
2024	$483.00 (+9.77%)	$4,479 (+4.99%) Land $898 Building $3,581	$41,950 (+14.22%) Land $7,500 Building $34,450
2023	$440.00	$4,266 Land $897 Building $3,369	$36,726 Land $7,500 Building $29,226

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 17, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.7% of Oklahoma
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADA serves 22,600 people · EPA ID OK2006201
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 530 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
360 Broadband Fixed Wireless	400 / 50
Atlink Services Fixed Wireless	100 / 20

May also be available: AT&T.

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