421 Villa Ter, San Mateo, CA 94401 Property Records

San Mateo County property record for 421 Villa Ter, San Mateo, CA 94401

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,780 sqft · built 1914
Lot Size0.22 acres (9,570 sqft)
Owner2 Individual Names on Record
Last Sale$700,000 (Sep 2013)
Tax Bill$16,259 (2025)
Deeds & MortgagesNov 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN032-164-080

Property Details

APN / Parcel Number

Primary APN032-164-080

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,780 sqft Living Area
1st Floor Area1,130 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 1914
Effective Year BuiltEffective 1914
Lot Area9,570 sqft (0.22 acres)
Lot Dimensions188 ft deep x 50 ft wide
Garage Area180 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address421 VILLA TER
CitySAN MATEO
StateCA
Zip94401-1646
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM0000
Legal DescriptionLOT 7 BLOCK N SAN MATEO HEIGHTS NO 2 RSM 3/29
Legal SubdivisionSAN MATEO HEIGHTS NO 2
Legal BlockN
Legal Lot Number7
JurisdictionSAN MATEO CA
Township / Civil DivisionSAN MATEO
Census Block Group1
Census Block1004
Census Tract606000

Owner

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address421 VILLA TER, SAN MATEO, CA 94401-1646
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 18, 2013 · Amount on Record
Deed SaleSep 18, 2013 · Amount on Record
Deed Document Number2013135478
Prior Transfer DateAug 22, 2006
Prior Transfer Doc0000129080
Record UpdatedOct 29, 2026

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN MATEO CA
Property Address421 VILLA TER, SAN MATEO, CA 94401-1646
Document Number0000004832
Instrument DateNov 26, 2019
Transaction TypeMortgage
Record UpdatedFeb 12, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address421 VILLA TER SAN MATEO CA 944011646, SAN MATEO, CA 94401-1646

Mortgage

Document Number0000004832
DateJan 21, 2020
Instrument4832
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 20, 2050
Interest
Rate TypeAdjustable Rate
Rate2.62%

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Mateo County
MunicipalitySan Mateo City
Elementary School DistrictSan Mateo-Foster City Elementary School District (KG - 08)
Secondary School DistrictSan Mateo Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,254,889 (+2%) Land $812,741 Building $442,148
2025$16,259.00 (+6.6%)$1,230,285 (+4.04%) Land $796,805 Building $433,480
2023$15,253.00 (-0.27%)$1,182,515 Land $765,865 Building $416,650$1,777,140
2022$15,294.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCALIFORNIA WATER SERVICE - SAN MATEO
private · serves 103,536 people · EPA ID CA4110008
Water SourcePurchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State InspectionMar 2025
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 694 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Sonic Telecom
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75
Etheric Networks
Fixed Wireless
250 / 100

May also be available: GeoLinks, T-Mobile, Unwired.

Nearby Properties on Villa Ter

Nearby Streets

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