421 Via Savoy, Encinitas, CA 92024 Property Records

San Diego County property record for 421 Via Savoy, Encinitas, CA 92024

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,808 sqft · built 1986
Lot Size	0.148 acres (6,454 sqft)
Owner	Company Name on File
Last Sale	$1,080,000 (Dec 2020)
Tax Bill	$13,276 (2025)
Deeds & Mortgages	Sep 2021 Transfer Jan 2018 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`257-371-11-00`

Property Details

APN / Parcel Number

Primary APN	`257-371-11-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,808 sqft Living Area

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Lot Area	6,454 sqft (0.148 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	421 VIA SAVOY
City	ENCINITAS
State	CA
Zip	92024-5359
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LOT 124 TR 009780
Legal Subdivision	#3474-2 SUB #9780
Legal Tract	009780
Legal Block	1
Legal Lot Number	124
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1005
Census Tract	17606

Owner

Source: San Diego County assessment roll, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	12910 AVENIDA MARBELLA, SAN DIEGO, CA 92128-1541
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2021	Intrafamily Transfer, Transfer
Jan 26, 2018	Deed of Trust, Mortgage · ARM WELLS FARGO BANK NA
Jan 15, 2020	Deed of Trust, Mortgage · Line of Credit FIRST TECHNOLOGY FEDERAL CU
Dec 1, 2020	Grant Deed, Transfer · Conventional Mortgage FIRSTLINE HOME LOANS INC
May 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage FINLEY PROPERTIES CORP FINLEY PROPERTIES CORP
Jul 31, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 31, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 31, 2019	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 1, 2020 · Amount on Record
Deed Sale	Dec 1, 2020 · Amount on Record
Prior Sale	Oct 10, 2013 · Amount on Record
Deed Document Number	2020767349
Last Transfer Date	Sep 17, 2021
Transfer Doc	0000668339
Record Updated	Sep 20, 2026

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 22, 2021
Property Address	421 VIA SAVOY, ENCINITAS, CA 92024-5359
Document Number	0000668339
Map Reference	MAP 9780
Instrument Date	Sep 17, 2021
Instrument	2021-0668339
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	12910 AVENIDA MARBELLA, SAN DIEGO, CA 92128-1541

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	421 VIA SAVOY, ENCINITAS, CA 92024-5359
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE RESOURCES GUARANTEE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033306
Date	Jan 26, 2018
Instrument	2018-0033306

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Type Change Date	Feb 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.12%
Index	1-Year LIBOR
Max Rate	8.12%

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	421 VIA SAVOY, ENCINITAS, CA 92024-5359
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	BNT TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021375
Date	Jan 15, 2020
Instrument	2020-0021375

Lender

Name	FIRST TECHNOLOGY FEDERAL CU
Type	Credit Union
Address	HILLSBORO, OR 97124

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Dec 25, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 1, 2020
Property Address	421 VIA SAVOY, ENCINITAS, CA 92024-5359
Document Number	0000767349
Map Reference	MAP 9780
Instrument Date	Nov 8, 2020
Instrument	2020-0767349
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	WFG NATIONAL TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12910 AVENIDA MARBELLA, SAN DIEGO, CA 92128-1541

Mortgage

Document Number	0000767350
Date	Dec 1, 2020
Instrument	2020-0767350

Lender

Name	FIRSTLINE HOME LOANS INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	421 VIA SAVOY, ENCINITAS, CA 92024-5359
Document Number	0000243738
Instrument Date	May 4, 2020
Transaction Type	Mortgage
Record Updated	May 21, 2020
Title Company	WFG TITLE COMPANY/CA, WFG TITLE CO/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	421 VIA SAVOY ENCINITAS CA 920245359, ENCINITAS, CA 92024-5359

Mortgage

Document Number	0000243738
Date	May 13, 2020
Instrument	243738

Lender

Name	FINLEY PROPERTIES CORP FINLEY PROPERTIES CORP
Type	Bank
Address	SAN DIEGO, CA 92122

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 12, 2050

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 31, 2019
Property Address	421 VIA SAVOY, ENCINITAS, CA 92024-5359
Document Number	0000315745
Instrument Date	Jul 30, 2019
Instrument	315745
Transaction Type	Transfer
Record Updated	Aug 8, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	421 VIA SAVOY ENCINITAS CA 920245359, ENCINITAS, CA 92024-5359

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 31, 2019
Property Address	421 VIA SAVOY, ENCINITAS, CA 92024-5359
Document Number	0000315746
Instrument Date	Jul 30, 2019
Instrument	315746
Transaction Type	Transfer
Record Updated	Aug 8, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	421 VIA SAVOY ENCINITAS CA 920245359, ENCINITAS, CA 92024-5359

July 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 31, 2019
Property Address	421 VIA SAVOY, ENCINITAS, CA 92024-5359
Document Number	0000315744
Instrument Date	Jul 30, 2019
Instrument	315744
Transaction Type	Transfer
Record Updated	Aug 8, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 VIA SAVOY ENCINITAS CA 920245359, ENCINITAS, CA 92024-5359

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,192,404 (+2%) Land $971,590 Building $220,814
2025	$13,276.00 (+6.83%)	$1,169,025 (+4.04%) Land $952,540 Building $216,485
2023	$12,427.00 (+2.3%)	$1,123,632 Land $915,552 Building $208,080
2022	$12,148.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 569 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ting Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 50
T-Mobile USA Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: California Internet, Cox Communications, Verizon.

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