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421 Union St, Schenectady, NY 12305 Property Records

Schenectady County and Schenectady City property record for 421 Union St, Schenectady, NY 12305

Property Summary

Property TypeAuto Repair, Garage
Details1,248 sqft · built 1955
Lot Size0.19 acres (8,295 sqft)
OwnerIndividual Name on File
Last Sale$350,000 (May 2022)
Tax Bill$3,129 (2026)
Deeds & MortgagesMay 2022 Sale
May 2021 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN421500 39.64-2-21

Property Details

APN / Parcel Number

Primary APN421500 39.64-2-21
Alternative APN
  • 150003906400020210000000

Interior

Stories1 Story
Building Area1,248 sqft Gross Area
Overhead DoorOverhead Door

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1981
Lot Area8,295 sqft (0.19 acres)
Lot Dimensions87 ft deep x 84 ft wide

Utilities, Heating & Cooling

Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address421 UNION ST
CitySCHENECTADY
StateNY
Zip12305
Property CategoryCommercial
Property TypeCommercial > Retail > Auto Repair, Garage
Local Zoning Code05
Legal Description1 BLOCK SERV STA
Legal Block2
Legal Lot Number21.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group1
Census Block1011
Census Tract20300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Union Street Historic District
listed 1982 · 184 contributing resources · NRIS 82001268

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

421 Union St, a commercial property, is owned by an individual who bought it in May 2022.

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner of RecordIndividual Name on File
Mailing Address3 DEERFIELD PL, BALLSTON SPA, NY 12020-2712
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 10, 2022Warranty Deed, Transfer
May 18, 2021Intrafamily Transfer, Transfer
Jun 19, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 10, 2022 · Amount on File
Deed SaleMay 10, 2022 · Amount on File
Deed Document Number202224885
Deed Book / Page2084 / 422
Prior Transfer DateJun 11, 2020
Prior Transfer Doc0000017722
Record UpdatedOct 29, 2026

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateMay 10, 2022
Property Address421 UNION ST, SCHENECTADY, NY 12305
Document Number0000024885
Book / Page2084 / 422
Instrument DateApr 26, 2022
Instrument202224885
Transaction TypeTransfer
Record UpdatedMay 24, 2022

Transaction

AmountAmount on Record
Tax$1,400.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address350 LEROUX RD, 350, MIDDLE GROVE, NY 12850-1119

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 DEERFIELD PL, BALLSTON SPA, NY 12020-2712

May 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSCHENECTADY NY
Recording DateMay 18, 2021
Property Address421 UNION ST, SCHENECTADY, NY 12305
Document Number0000022853
Book / Page2058 / 979
Instrument DateMay 11, 2021
Instrument202122853
Transaction TypeTransfer
Record UpdatedMay 27, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address3 DEERFIELD PL, 3, BALLSTON SPA, NY 12020-2712

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address350 LEROUX RD, MIDDLE GROVE, NY 12850-1119

June 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSCHENECTADY NY
Recording DateJun 19, 2020
Property Address421 UNION ST, SCHENECTADY, NY 12305
Document Number0000017722
Book / Page002036 / 000777
Instrument DateJun 11, 2020
Instrument17722
Transaction TypeTransfer
Record UpdatedJul 30, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address417 UNION ST SCHENECTADY NY 123051113, SCHENECTADY, NY 12305-1113

Tax Assessment & Valuation

The 2026 property tax bill for 421 Union St was $3,129, up 0.8% from the year before.

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,129.00 (+0.84%)
2025$3,103.00$50,800 Land $26,200 Building $24,600$84,120 Land $43,385 Building $40,735
2023$50,800 Land $26,200 Building $24,600$64,304 Land $33,165 Building $31,139

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 421 Union St in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims13 (1980–2011)
Claims Outside the SFHA2 of 13
Most Recent ClaimSep 2011 · Remnants Of Tropical Storm Lee
Claims by Event
  • Hurricane Irene, Aug 2011 · 6 claims
  • Severe Storms And Flooding, Jan 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 421 Union St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 554 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20

May also be available: Massivemesh Networks.

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