421 Trapier Dr, Charleston, SC 29412 Property Records

Charleston County property record for 421 Trapier Dr, Charleston, SC 29412

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,745 sqft · built 1958
Lot Size	0.63 acres (27,443 sqft)
Owner	Individual Name on File
Last Sale	$405,000 (Jun 2019)
Tax Bill	$7,541 (2025)
Deeds & Mortgages	Nov 2019 Mortgage Jun 2019 Sale & Line of Credit
Flood Zone	Zone AE (high risk)
APN	`454-08-00-045`

Property Details

APN / Parcel Number

Primary APN	`454-08-00-045`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,745 sqft Living Area
1st Floor Area	1,745 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Ranch
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	27,443 sqft (0.63 acres)
Lot Dimensions	203 ft deep x 135 ft wide
Garage Type	Detached

Exterior Amenities

Porch	Slab
Porch Area	270 sqft
Patio Area	120 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	421 TRAPIER DR
City	CHARLESTON
State	SC
Zip	29412-9185
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -FT JOHNSON ESTATES DESCRIPTION -LT 30 BLK B
Legal Subdivision	FT JOHNSON ESTATES
Legal Block	B
Legal Lot Number	30
Jurisdiction	CHARLESTON SC
Township / Civil Division	JAMES ISLAND
Census Block Group	1
Census Block	1031
Census Tract	2005

Owner

421 Trapier Dr is owned and occupied by an individual who bought it in June 2019.

Source: Charleston County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	421 TRAPIER DR, CHARLESTON, SC 29412-9185
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 26, 2019	Deed of Trust, Mortgage · Conventional with PMI MISCELLANEOUS INS CO
Jun 18, 2019	Grant Deed, Transfer · Line of Credit UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 18, 2019 · Amount on File
Deed Sale	Jun 18, 2019 · Amount on File
Prior Sale	May 1, 2014 · Amount on File
Deed Book / Page	802 / 363
Record Updated	Oct 29, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	421 TRAPIER DR, CHARLESTON, SC 29412-9185
Document Number	0843/0712
Instrument Date	Nov 26, 2019
Transaction Type	Mortgage
Record Updated	Jan 10, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 TRAPIER DR CHARLESTON SC 294129185, CHARLESTON, SC 29412-9185

Mortgage

Document Number	0843/0712
Date	Dec 3, 2019
Book Page	000843/000712

Lender

Name	MISCELLANEOUS INS CO
Address	ATLANTA, GA 30338

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 2, 2049

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLESTON SC
Recording Date	Jun 18, 2019
Property Address	421 TRAPIER DR, CHARLESTON, SC 29412-9185
Document Number	0802/0363
Book / Page	000802 / 000363
Instrument Date	May 13, 2019
Transaction Type	Transfer
Record Updated	Jul 29, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$405.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	421 TRAPIER DR CHARLESTON SC 294129185, CHARLESTON, SC 29412-9185

Mortgage

Document Number	802/0365
Date	Jun 18, 2019
Book Page	000802/000365

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 17, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 421 Trapier Dr was $7,541, up 13.8% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	James Island Town
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,541.00 (+13.76%)	$466,210 (+1,816.98%) Land $152,375 Building $313,835	$707,800 Land $225,000 Building $482,800
2024	$6,629.00	$24,320
2022	$6,075.00	$24,320	$405,400 Land $132,500 Building $272,900
2020			$405,400 Land $132,500 Building $272,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 421 Trapier Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 230 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	230 in force
Nearby Flood Claims	87 (1979–2023)
Claims Outside the SFHA	15 of 87
Most Recent Claim	Dec 2023 · tidal / storm surge
Claims by Event	Hurricane Irma, Sep 2017 · 6 claims Severe Storms And Flooding, Oct 2015 · 11 claims Hurricane Hugo, Sep 1989 · 53 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 421 Trapier Dr is high, ranking above 71% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 92% of South Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Starlink Satellite	280 / 30

May also be available: AT&T.

Cell Coverage

5G and 4G LTE (outdoors only)

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