421 Trail Ridge Pl, Santa Rosa, CA 95409 Property Records

Sonoma County property record for 421 Trail Ridge Pl, Santa Rosa, CA 95409

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 2,212 sqft · built 1988
Lot Size	0.83 acres (36,155 sqft)
Owner	2 Individual Names on File
Last Sale	$1,154,000 (Aug 2023)
Tax Bill	$13,338 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Feb 2026 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`016-740-016-000`

Property Details

APN / Parcel Number

Primary APN	`016-740-016-000`
Alternative APN	`016-740-016`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,212 sqft Living Area
Gross Area	2,708 sqft
1st Floor Area	2,212 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2000
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	36,155 sqft (0.83 acres)
Garage Type	Attached
Garage Area	496 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Old Parcel Number	016-740-016
Street Address	421 TRAIL RIDGE PL
City	SANTA ROSA
State	CA
Zip	95409-6437
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITYSR
Legal Description	LOT 16, OAKMONT NO. 17-D
Legal Subdivision	OAKMONT
Legal Block	1
Legal Lot Number	16
Jurisdiction	SONOMA CA
Township / Civil Division	SANTA ROSA
Census Block Group	1
Census Block	1010
Census Tract	151602

Owner

421 Trail Ridge Pl is owned by two individuals who bought it in August 2023.

Source: Sonoma County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	421 TRAIL RIDGE PL, PI, SANTA ROSA, CA 95409-6437
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Feb 11, 2026	Deed of Trust, Mortgage · Conventional Mortgage NEW AMERICAN FUNDING
Aug 8, 2023	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Sep 21, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 31, 2020	Grant Deed, Transfer QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 8, 2023 · Amount on File
Deed Sale	Aug 8, 2023 · Amount on File
Prior Sale	Jan 31, 2020 · Amount on File
Deed Document Number	202337018
Prior Transfer Date	Sep 16, 2020
Prior Transfer Doc	0000083840
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	421 TRAIL RIDGE PL, SANTA ROSA, CA 95409-6437
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 TRAIL RIDGE PL, SANTA ROSA, CA 95409-6437

Mortgage

Document Number	0000044834
Date	Apr 12, 2021
Instrument	2021044834

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.35%
Type Change Date	Apr 1, 2031
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7.35%
Index	Other
Margin	3
Max Rate	7.35%

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	421 TRAIL RIDGE PL, SANTA ROSA, CA 95409-6437
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	FIRST PRIORITY TITLE COMPANY, FIRST INTEGRITY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 TRAIL RIDGE PL, SANTA ROSA, CA 95409-6437

Mortgage

Document Number	0000006574
Date	Feb 11, 2026
Instrument	2026006574

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	481 Months
Due	Mar 1, 2066

August 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SONOMA CA
Recording Date	Aug 8, 2023
Property Address	421 TRAIL RIDGE PL, SANTA ROSA, CA 95409-6437
Document Number	0000037018
Map Reference	MB 415 PG 14-17
Instrument Date	Aug 2, 2023
Instrument	2023037018
Transaction Type	Transfer
Record Updated	Aug 23, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,577.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	421 TRAIL RIDGE PL, SANTA ROSA, CA 95409-6437

Mortgage

Document Number	0000037019
Date	Aug 8, 2023
Instrument	2023037019

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SONOMA CA
Recording Date	Sep 21, 2020
Property Address	421 TRAIL RIDGE PL, SANTA ROSA, CA 95409-6437
Document Number	0000083840
Instrument Date	Sep 16, 2020
Instrument	83840
Transaction Type	Transfer
Record Updated	Oct 13, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	421 TRAIL RIDGE PL SANTA ROSA CA 954096437, SANTA ROSA, CA 95409-6437

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SONOMA CA
Recording Date	Jan 31, 2020
Property Address	421 TRAIL RIDGE PL, SANTA ROSA, CA 95409-6437
Document Number	0000007690
Instrument Date	Jan 23, 2020
Instrument	7690
Transaction Type	Transfer
Record Updated	Feb 14, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,095.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	524 NATHANSON CREEK LN SONOMA CA 954766745, SONOMA, CA 95476-6745

Mortgage

Document Number	7691
Date	Jan 31, 2020
Instrument	7691

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 30, 2050

Interest

Rate Type	Adjustable Rate
Rate	3%

Tax Assessment & Valuation

The 2025 property tax bill for 421 Trail Ridge Pl was $13,338.

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	California
County	Sonoma County
Municipality	Santa Rosa City
Elementary School District	Kenwood Elementary School District (KG - 06)
Secondary School District	Santa Rosa High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,200,621 (+2%) Land $480,144 Building $720,477
2025	$13,338.00	$1,177,080 Land $470,730 Building $706,350
2023	$11,844.00 (+6.95%) Homeowner's exemption	$1,045,919 Land $418,368 Building $627,551
2022	$11,074.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 421 Trail Ridge Pl in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	6 (1995–2005)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Dec 2005 · Severe Storms, Flooding, Mudslides, And Landslides
Claims by Event	Severe Storms, Flooding, Mudslides, And Landslides, Dec 2005 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 421 Trail Ridge Pl is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 76% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SANTA ROSA serves 178,452 people · EPA ID CA4910009
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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