421 Taylor Ave, Rochester, MI 48307 Property Records

Oakland County property record for 421 Taylor Ave, Rochester, MI 48307

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,184 sqft · built 1935
Lot Size	0.143 acres (6,229 sqft)
Owner	2 Individual Names on File
Last Sale	$265,000 (Dec 2017)
Tax Bill	$5,160 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit Apr 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`68-15-15-128-018`

Property Details

APN / Parcel Number

Primary APN	`68-15-15-128-018`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,184 sqft Living Area
1st Floor Area	639 sqft
Basement Area	890 sqft
Unfinished Basement	890 sqft

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,229 sqft (0.143 acres)
Lot Dimensions	140 ft deep x 44 ft wide
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	150 sqft
Deck Area	160 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	421 TAYLOR AVE
City	ROCHESTER
State	MI
Zip	48307-1849
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T3N, R11E, SEC 15 ALHAMBRA GARDENS LOT 26
Legal Range	11E
Legal Township	03N
Legal Section	15
Legal Subdivision	ALHAMBRA GARDENS
Legal Lot Number	26
Jurisdiction	OAKLAND MI
Township / Civil Division	ROCHESTER
Census Block Group	1
Census Block	1003
Census Tract	191000

Owner

421 Taylor Ave is owned and occupied by two individuals who bought it in December 2017.

Source: Oakland County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	421 TAYLOR AVE, ROCHESTER, MI 48307-1849
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2023	Deed of Trust, Mortgage · Line of Credit DISCOVER BANK
Apr 8, 2022	Deed of Trust, Mortgage · Line of Credit EXTRA CU
Sep 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage EXTRA CU
Dec 26, 2017	Warranty Deed, Transfer · Conventional Mortgage GOLD STAR MORTGAGE FINANCIAL GROUP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 26, 2017 · Amount on File
Deed Sale	Dec 26, 2017 · Amount on File
Prior Sale	Aug 1, 2016 · Amount on File
Deed Document Number	2017234058
Deed Book / Page	51418 / 582
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	421 TAYLOR AVE, ROCHESTER, MI 48307-1849
Transaction Type	Mortgage
Record Updated	Jun 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 TAYLOR AVE, ROCHESTER, MI 48307-1849

Mortgage

Document Number	0000064951
Date	Jun 14, 2023
Book Page	58670/629
Instrument	64951

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 13, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	421 TAYLOR AVE, ROCHESTER, MI 48307-1849
Transaction Type	Mortgage
Record Updated	Jun 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 TAYLOR AVE, ROCHESTER, MI 48307-1849

Mortgage

Document Number	0000364312
Date	Apr 8, 2022
Book Page	57672/88
Instrument	364312

Lender

Name	EXTRA CU
Type	Credit Union
Address	WARREN, MI 48092

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Apr 7, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	421 TAYLOR AVE, ROCHESTER, MI 48307-1849
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 TAYLOR AVE, ROCHESTER, MI 48307-1849

Mortgage

Document Number	0000187351
Date	Sep 16, 2020
Book Page	54833/663
Instrument	187351

Lender

Name	EXTRA CU
Type	Credit Union
Address	WARREN, MI 48092

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Dec 26, 2017
Property Address	421 TAYLOR AVE, ROCHESTER, MI 48307-1849
Document Number	0000234058
Book / Page	51418 / 00582
Map Reference	LB 8 PG 33
Instrument Date	Dec 5, 2017
Instrument	234058
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	LIBERTY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,279.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	421 TAYLOR AVE, 421, ROCHESTER, MI 48307-1849

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 TAYLOR AVE, ROCHESTER, MI 48307-1849

Mortgage

Document Number	0000234649
Date	Dec 26, 2017
Instrument	234649

Lender

Name	GOLD STAR MORTGAGE FINANCIAL GROUP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 421 Taylor Ave was $5,160 with a homeowner's exemption, down 8.4% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Rochester City
Unified School District	Rochester Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,160.00 (-8.43%) Homeowner's exemption	$210,620	$421,240
2024	$5,635.00
2023		$187,170	$374,340
2021	$7,540.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 421 Taylor Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 421 Taylor Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCHESTER serves 7,130 people · EPA ID MI0005720
Water Source	Groundwater
Last State Inspection	May 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 456 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50

May also be available: T-Mobile, Verizon.

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