421 Summit St, Rockford, IL 61107 Property Records

Winnebago County property record for 421 Summit St, Rockford, IL 61107

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,109 sqft · built 1932
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on Record
Last Sale	$125,000 (Jul 2024)
Tax Bill	$2,518 (2025)
Deeds & Mortgages	Jul 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`204C343A`

Property Details

APN / Parcel Number

Primary APN	`204C343A`
Alternative APN	`1124310027`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,109 sqft Living Area
Gross Area	1,877 sqft
1st Floor Area	768 sqft
Basement Area	768 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1932
Effective Year Built	Effective 1932
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	89 ft deep x 81.5 ft wide
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	421 SUMMIT ST
City	ROCKFORD
State	IL
Zip	61107-4233
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	CROSBYS SUB BLK 7 CROSBYS ADD S 81.5 FT W 89 FT LOT 5 BLOCK 7
Legal Subdivision	CROSBYS ADD
Legal Block	7
Legal Lot Number	5
Jurisdiction	WINNEBAGO IL
Township / Civil Division	ROCKFORD
Census Block Group	2
Census Block	2007
Census Tract	800

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	421 SUMMIT ST, ROCKFORD, IL 61107-4233
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2024 · Amount on Record
Deed Sale	Jul 15, 2024 · Amount on Record
Prior Sale	Jul 22, 2020 · Amount on Record
Deed Document Number	202416085
Record Updated	Oct 29, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Jul 22, 2020
Property Address	421 SUMMIT ST, ROCKFORD, IL 61107-4233
Document Number	0001020045
Instrument Date	Jul 15, 2020
Instrument	1020045
Transaction Type	Transfer
Record Updated	Aug 6, 2020
Title Company	LAKESHORE TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$77.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 SUMMIT ST ROCKFORD IL 611074233, ROCKFORD, IL 61107-4233

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Rockford Township
Municipality	Rockford City
Unified School District	Rockford School District 205 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,518.00	$28,529 (+41.39%) Land $7,555 Building $20,974	$85,587 (+41.39%) Land $22,665 Building $62,922
2022		$20,178 Land $5,343 Building $14,835	$60,534 Land $16,029 Building $44,505

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCKFORD serves 147,051 people · EPA ID IL2010300
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 569 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20