421 Summit Heights Dr, Nicholson, GA 30565 Property Records

Jackson County property record for 421 Summit Heights Dr, Nicholson, GA 30565

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,644 sqft · built 1999
Lot Size	3.52 acres (153,331 sqft)
Owner	2 Individual Names on Record
Last Sale	$24,000 (Oct 1998)
Tax Bill	$2,601 (2025)
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`026 021`

Property Details

APN / Parcel Number

Primary APN	`026 021`
Alternative APN	`1293`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,644 sqft Heated Area
1st Floor Area	1,596 sqft
Basement Area	1,596 sqft
Unfinished Basement	1,596 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Aluminum/Vinyl
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Metal
Lot Area	153,331 sqft (3.52 acres)
Garage Type	Attached
Garage Area	506 sqft
Porch	Slab
Porch Area	128 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1293
Street Address	421 SUMMIT HEIGHTS DR
City	NICHOLSON
State	GA
Zip	30565-3252
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	001
Legal Description	LOT 11 SUMMIT HEIGHTS S/D
Legal Subdivision	SUMMIT HEIGHTS S/D
Legal Lot Number	11
Jurisdiction	JACKSON GA
Township / Civil Division	NICHOLSON
Census Block Group	3
Census Block	3037
Census Tract	10500

Owner

Source: Jackson County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	421 SUMMIT HEIGHTS DR, NICHOLSON, GA 30565-3252
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 26, 1998 · Amount on Record
Deed Sale	Oct 26, 1998 · Amount on Record
Prior Sale	Mar 1, 1996
Deed Book / Page	18-O3 / -O373
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Property Address	421 SUMMIT HEIGHTS DR, NICHOLSON, GA 30565-3252
Document Number	00092B0117
Instrument Date	Sep 24, 2020
Transaction Type	Mortgage
Record Updated	Nov 5, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 SUMMIT HEIGHTS DR NICHOLSON GA 305653252, NICHOLSON, GA 30565-3252

Mortgage

Document Number	00092B0117
Date	Oct 19, 2020
Book Page	00092B/000117

Lender

Name	AMERICAN FIN'L NTWK INC
Address	BREA, CA 92821

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 18, 2050

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of February 23, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Jackson County
Municipality	Nicholson City
Unified School District	Jackson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$99,360 (-) Land $22,000 Building $77,360	$248,400 (-) Land $55,000 Building $193,400
2025	$2,601.00 (-1.03%) Homeowner's exemption	$99,360 (-) Land $22,000 Building $77,360	$248,400 (-) Land $55,000 Building $193,400
2024	$2,628.00 (+30.88%) Homeowner's exemption	$99,360 (+10.06%) Land $22,000 Building $77,360	$248,400 (+10.06%) Land $55,000 Building $193,400
2023	$2,008.00 (-10.16%) Homeowner's exemption	$90,280 (+19.86%) Land $22,000 Building $68,280	$225,700 (+19.86%) Land $55,000 Building $170,700
2022	$2,235.00 Homeowner's exemption	$75,320 Land $22,000 Building $53,320	$188,300 Land $55,000 Building $133,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 14, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 80% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NICHOLSON WATER AUTHORITY serves 3,218 people · EPA ID GA1570004
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Windstream Cable	1,000 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: TruVista Communications.

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