421 Summer Ln, Richmond (San Pablo), CA 94806 Property Records

Contra Costa County property record for 421 Summer Ln, Richmond, CA 94806

Property Summary

Property Type	Townhouse
Details	4 bd · 3.5 ba · 2,203 sqft · built 2005
Lot Size	0.042 acres (1,820 sqft)
Owner	2 Individual Names on Record
Last Sale	$725,000 (Jan 2022)
Tax Bill	$11,305 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`405-690-060`

Property Details

APN / Parcel Number

Primary APN	`405-690-060`
Alternative APN	`405-690-060-0`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,203 sqft Living Area
1st Floor Area	933 sqft
2nd Floor Area	830 sqft
Basement Area	440 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2006
Architectural Style	Townhouse
Lot Area	1,820 sqft (0.042 acres)
Garage Type	Attached
Garage Area	481 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	421 SUMMER LN
City	SAN PABLO
State	CA
Zip	94806-2192
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	T8786 L60
Legal Subdivision	SUBDIVISION #8786
Legal Tract	8786
Legal Lot Number	60
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	1
Census Block	1005
Census Tract	365003

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	421 SUMMER LN, SAN PABLO, CA 94806-2192
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 6, 2022 · Amount on Record
Deed Sale	Jan 6, 2022 · Amount on Record
Prior Sale	Jul 26, 2016 · Amount on Record
Deed Document Number	20222929
Record Updated	Oct 29, 2026

January 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jan 6, 2022
Property Address	421 SUMMER LN, RICHMOND, CA 94806-2192
Document Number	0000002929
Map Reference	MB 480 PG 25
Instrument Date	Jan 3, 2022
Instrument	2022-002929
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	421 SUMMER LN, SAN PABLO, CA 94806-2192

Mortgage

Document Number	0000002930
Date	Jan 6, 2022
Instrument	2022-002930

Lender

Name	MISSION LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Richmond City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$606,000 (-12.68%) Land $229,862 Building $376,138
2025	$11,305.00 (+4.5%) Homeowner's exemption	$694,000 (+4.2%) Land $263,242 Building $430,758
2023	$10,818.00 (+13.4%) Homeowner's exemption	$666,000 Land $253,000 Building $413,000
2022	$9,540.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Etheric Networks, GeoLinks, Unwired.

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