421 Stone River Rd, Belleville, IL 62221 Property Records

St. Clair County property record for 421 Stone River Rd, Belleville, IL 62221

Property Summary

Property Type	Single Family Home
Details	4 ba · 1,375 sqft · built 1972
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$267,000 (May 2026)
Tax Bill	$4,892 (2025)
Deeds & Mortgages	Sep 2024 Mortgage May 2026 Sale & Mortgage + 5 more
APN	`08-24-0-315-005`

Property Details

APN / Parcel Number

Primary APN	`08-24-0-315-005`

Interior

Full Baths	4 Baths
Building Area	1,375 sqft Living Area
Upper Floors Area	84 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1995
Architectural Style	Split Level
Exterior Material	Combination
Construction Type	Frame
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Attached
Garage Area	450 sqft
Porch	Slab
Deck Area	480 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	421 STONE RIVER RD
City	BELLEVILLE
State	IL
Zip	62221-5741
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LINCOLNSHIRE SUB 4THADD LOT/SEC-30 A02782464
Legal Subdivision	LINCOLNSHIRE SUB 4THADD
Legal Block	315
Jurisdiction	ST CLAIR IL
Township / Civil Division	ST. CLAIR
Census Block Group	2
Census Block	2003
Census Tract	503332

Owner

421 Stone River Rd is owned and occupied by an individual who bought it in May 2026.

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	421 STONE RIVER RD, BELLEVILLE, IL 62221-5741
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2024	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
May 7, 2026	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CTR
May 31, 2023	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 13, 2023	Warranty Deed, Transfer FIRST AMERICAN TITLE
Jan 16, 2018	Quit Claim Deed, Transfer TOWN AND COUNTRY TITLE COMPANY
Jan 16, 2018	Warranty Deed, Transfer TOWN AND COUNTRY TITLE COMPANY
Jan 16, 2018	Quit Claim Deed, Transfer TOWN AND COUNTRY TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 7, 2026 · Amount on File
Deed Sale	May 7, 2026 · Amount on File
Prior Sale	May 31, 2023 · Amount on File
Deed Document Number	20262882712
Prior Transfer Date	Dec 22, 2017
Prior Transfer Doc	00A2564675
Record Updated	Oct 29, 2026

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	421 STONE RIVER RD, BELLEVILLE, IL 62221-5741
Transaction Type	Mortgage
Record Updated	Jul 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 STONE RIVER RD, BELLEVILLE, IL 62221-5741

Mortgage

Document Number	0A02825371
Date	Sep 17, 2024
Instrument	A02825371

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Oct 1, 2044

Interest

Rate	5.75%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	May 7, 2026
Property Address	421 STONE RIVER RD, BELLEVILLE, IL 62221-5741
Document Number	0A02882712
Instrument Date	May 7, 2026
Instrument	20262882712
Transaction Type	Transfer
Record Updated	May 29, 2026
Title Company	ADVANCED TITLE SOLUTIONS

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$40,450.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 STONE RIVER RD, BELLEVILLE, IL 62221-5741

Mortgage

Date	May 7, 2026

Lender

Name	MORTGAGE RESEARCH CTR

Agreement

Type	VA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate
Rate	6.25%
Initial Type	Fixed Rate
Max Rate	-1%

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	May 31, 2023
Property Address	421 STONE RIVER RD, BELLEVILLE, IL 62221-5741
Document Number	0A02782464
Map Reference	MB 63 PG 185
Instrument Date	May 17, 2023
Instrument	A02782464
Transaction Type	Transfer
Record Updated	Jun 19, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$220.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	421 STONE RIVER RD, BELLEVILLE, IL 62221-5741

Mortgage

Document Number	0A02782465
Date	May 31, 2023
Instrument	A02782465

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Mar 13, 2023
Property Address	421 STONE RIVER RD, BELLEVILLE, IL 62221-5741
Document Number	0A02775814
Map Reference	MB 63 PG 185
Instrument Date	Mar 10, 2023
Instrument	A02775814
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$124.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	421 STONE RIVER RD, BELLEVILLE, IL 62221-5741

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2150 E GERMANN RD STE 1, 1, CHANDLER, AZ 85286-1662
Investor	Possibly a Property Investor

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CLAIR IL
Recording Date	Jan 16, 2018
Property Address	421 STONE RIVER RD, BELLEVILLE, IL 62221-5741
Document Number	00A2564676
Instrument Date	Jan 11, 2018
Instrument	2564676
Transaction Type	Transfer
Record Updated	Jan 30, 2018
Title Company	TOWN AND COUNTRY TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	858 CARSON RD FERGUSON MO 631352349, FERGUSON, MO 63135-2349

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Jan 16, 2018
Property Address	421 STONE RIVER RD, BELLEVILLE, IL 62221-5741
Document Number	00A2564677
Instrument Date	Jan 11, 2018
Instrument	2564677
Transaction Type	Transfer
Record Updated	Jan 30, 2018
Title Company	TOWN AND COUNTRY TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$135.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	421 STONE RIVER RD BELLEVILLE IL 622215741, BELLEVILLE, IL 62221-5741

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CLAIR IL
Recording Date	Jan 16, 2018
Property Address	421 STONE RIVER RD, BELLEVILLE, IL 62221-5741
Document Number	00A2564675
Instrument Date	Dec 22, 2017
Instrument	2564675
Transaction Type	Transfer
Record Updated	Jan 30, 2018
Title Company	TOWN AND COUNTRY TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	421 STONE RIVER RD BELLEVILLE IL 622215741, BELLEVILLE, IL 62221-5741

Tax Assessment & Valuation

The 2025 property tax bill for 421 Stone River Rd was $4,892, up 10.9% from the year before.

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	St. Clair Township
Elementary School District	Belle Valley School District 119 (PK - 08)
Secondary School District	Belleville Township High School District 201 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,892.00 (+10.88%)	$57,872 (+10.87%) Land $7,295 Building $50,577	$173,616 (+10.87%) Land $21,885 Building $151,731
2024	$4,412.00	$52,198 Land $6,580 Building $45,618	$156,594 Land $19,740 Building $136,854
2022		$46,095 Land $5,910 Building $40,185	$138,285 Land $17,730 Building $120,555

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 421 Stone River Rd; there have been 1 flood claim nearby since 2022.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2022)
Most Recent Claim	Jul 2022 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 421 Stone River Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-EAST ST LOUIS private · serves 131,368 people · EPA ID IL1635040
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

Nearby Properties on Stone River Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures