Monmouth County and Spring Lake Heights Borough property record for 421 State Rte 71, Spring Lake, NJ 07762
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,228 sqft · built 1952 |
| Lot Size | 0.115 acres (5,001 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $469,000 (Nov 2021) |
| Tax Bill | $6,353 (2025) |
| Deeds & Mortgages | Nov 2021 Sale & Mortgage Oct 2006 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-00034-0000-00004 |
| Primary APN | 48-00034-0000-00004 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,228 sqft Living Area |
| 1st Floor Area | 768 sqft |
| Basement Area | 768 sqft |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 5,001 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Porch | Porch |
|---|---|
| Patio Area | 32 sqft |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 05370 |
|---|---|
| Street Address | 421 STATE ROUTE 71 |
| City | SPRING LAKE |
| State | NJ |
| Zip | 07762-1830 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | C0 |
| Legal Subdivision | BRIDLEMERE VILLAGE |
| Legal Block | 34 |
| Legal Lot Number | 4 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | SPRING LAKE HEIGHTS |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 808901 |
Source: Monmouth County and Spring Lake Heights Borough records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 511 NEW YORK BLVD, SEA GIRT, NJ 08750-2019 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 19, 2021 | Bargain and Sale Deed, Transfer · Conventional Mortgage NEW JERSEY LENDERS CORP |
| Oct 6, 2006 | Deed of Trust, Mortgage · Line of Credit BNY MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 19, 2021 · Amount on Record |
| Deed Sale | Nov 19, 2021 · Amount on Record |
| Prior Sale | May 14, 1999 · Amount on Record |
| Deed Document Number | 2021168106 |
| Deed Book / Page | 9559 / 3951 |
| Record Updated | Sep 20, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Nov 19, 2021 |
| Property Address | 421 STATE ROUTE 71, SPRING LAKE, NJ 07762-1830 |
| Document Number | 0095593951 |
| Book / Page | 9559 / 3951 |
| Instrument Date | Nov 3, 2021 |
| Instrument | 2021168106 |
| Transaction Type | Transfer |
| Record Updated | Nov 18, 2022 |
| Title Company | TRUE VALUE TITLE AGENCY LLC, TRUE VALUE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,791.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 123 LINCOLN ST APT 1, 123, HOLYOKE, MA 01040-2593 |
| Name | Verified Name |
|---|---|
| Address | 421 STATE ROUTE 71, SPRING LAKE, NJ 07762-1830 |
| Document Number | 2021168107 |
|---|---|
| Date | Nov 19, 2021 |
| Instrument | 2021168107 |
| Name | NEW JERSEY LENDERS CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 421 STATE ROUTE 71, SPRING LAKE, NJ 07762-1830 |
| Document Number | 0000083395 |
| Instrument Date | Oct 6, 2006 |
| Transaction Type | Mortgage |
| Record Updated | Oct 1, 2019 |
| Title Company | TITLE 365 |
| Name | Verified Name |
|---|---|
| Address | 421 STATE ROUTE 71 SPRING LAKE NJ 077621830, SPRING LAKE, NJ 07762-1830 |
| Document Number | 0000083395 |
|---|---|
| Date | Sep 9, 2019 |
| Book Page | 009367/005698 |
| Instrument | 83395 |
| Name | BNY MTG |
|---|---|
| Type | Mortgage Company |
| Address | NEWBURGH, NY 12550-6416 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.4% |
Source: Monmouth County and Spring Lake Heights Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Spring Lake Heights Borough |
| Unified School District | Spring Lake Heights Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $744,200 (+19.95%) Land $486,000 Building $258,200 | $744,200 (+19.95%) Land $486,000 Building $258,200 | |
| 2025 | $6,353.00 (+3.08%) | $620,400 (+32.73%) Land $364,500 Building $255,900 | $620,400 (+32.73%) Land $364,500 Building $255,900 |
| 2024 | $6,163.00 (+19.21%) | ||
| 2023 | $467,400 Land $292,500 Building $174,900 | $467,400 Land $292,500 Building $174,900 | |
| 2022 | $5,170.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 24 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 24 in force |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 87% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BOROUGH OF SPRINGLAKE HEIGHTS serves 5,000 people · EPA ID NJ1349001 |
|---|---|
| Water Source | Purchased surface water from NJ WATER SUPPLY AUTHORITY MANASQUAN |
| Last State Inspection | Aug 2025 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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