421 State Rte 707, Willshire, OH 45898 Property Records

Mercer County property record for 421 State Rte 707, Willshire, OH 45898

Property Summary

Property Type	Farm - Irrigated or Dry
Details	3 bd · 1 ba · 3,684 sqft · built 1900
Lot Size	6.31 acres (274,951 sqft)
Owner	2 Individual Names on File
Last Sale	$39,714 (Jan 2020)
Tax Bill	$3,362 (2025)
Deeds & Mortgages	Feb 2018 Mortgage Sep 2018 Line of Credit + 9 more
Flood Zone	Zone X (minimal risk)
APN	`01-040000.0200`

Property Details

APN / Parcel Number

Primary APN	`01-040000.0200`
Alternative APN	`01-30-400-005`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	3,684 sqft Total Area
Basement Area	624 sqft
Unfinished Basement	624 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	274,951 sqft (6.31 acres)

Location & Zoning

Street Address	421 STATE ROUTE 707
City	WILLSHIRE
State	OH
Zip	45898-9564
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Farm - Irrigated or Dry
Legal Description	PT SE SE RTS: 001-04-30
Jurisdiction	MERCER OH
Township / Civil Division	BLACK CREEK
Census Block Group	3
Census Block	3120
Census Tract	967200

Owner

421 State Rte 707, an agricultural property, is owned by two individuals who bought it in January 2020.

Source: Mercer County records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	421 STATE ROUTE 707, WILLSHIRE, OH 45898-9564
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2018	Deed of Trust, Mortgage · Closed-End Mortgage MERCER SAVINGS BANK
Sep 26, 2018	Deed of Trust, Mortgage · Line of Credit MERCER SAVINGS BANK
Mar 12, 2018	Deed of Trust, Mortgage · Line of Credit MERCER SAVINGS BANK
Nov 22, 2019	Deed of Trust, Mortgage · Closed-End Mortgage MERCER SAVINGS BANK
Jul 6, 2021	Deed of Trust, Mortgage · Closed-End Mortgage MERCER SAVINGS BANK
Jun 9, 2022	Deed of Trust, Mortgage MERCER SAVINGS BANK
Aug 26, 2022	Deed of Trust, Mortgage MERCER SAVINGS BANK
May 12, 2023	Deed of Trust, Mortgage · Commercial Mortgage MERCER SAVINGS BANK
Jan 21, 2014	Deed of Trust, Mortgage BANK OF GENEVA
Jan 27, 2020	Warranty Deed, Transfer
May 8, 2007	Sheriff's Deed, Foreclosure · ARM FIRST BANK OF BERNE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 27, 2020 · Amount on File
Deed Sale	Jan 27, 2020 · Amount on File
Prior Sale	Oct 19, 2012 · Amount on File
Deed Document Number	2020395
Record Updated	Sep 20, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER OH
Property Address	421 STATE ROUTE 707, WILLSHIRE, OH 45898-9564
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800000849
Date	Feb 26, 2018
Instrument	201800000849

Lender

Name	MERCER SAVINGS BANK
Type	Bank
Address	CELINA, OH 45822

Agreement

Type	Closed-End Mortgage

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER OH
Property Address	421 STATE ROUTE 707, WILLSHIRE, OH 45898-9564
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800004686
Date	Sep 26, 2018
Instrument	201800004686

Lender

Name	MERCER SAVINGS BANK
Type	Bank
Address	CELINA, OH 45822

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Sep 29, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER OH
Property Address	421 STATE ROUTE 707, WILLSHIRE, OH 45898-9564
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800001057
Date	Mar 12, 2018
Instrument	201800001057

Lender

Name	MERCER SAVINGS BANK
Type	Bank
Address	CELINA, OH 45822

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Mar 14, 2038

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER OH
Property Address	421 STATE ROUTE 707, WILLSHIRE, OH 45898-9564
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900005454
Date	Nov 22, 2019
Instrument	201900005454

Lender

Name	MERCER SAVINGS BANK
Type	Bank
Address	CELINA, OH 45822

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER OH
Property Address	421 STATE ROUTE 707, WILLSHIRE, OH 45898-9564
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100004156
Date	Jul 6, 2021
Instrument	202100004156

Lender

Name	MERCER SAVINGS BANK
Type	Bank
Address	CELINA, OH 45822

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER OH
Property Address	421 STATE ROUTE 707, WILLSHIRE, OH 45898-9564
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 707, WILLSHIRE, OH 45898

Mortgage

Document Number	202200002874
Date	Jun 9, 2022
Instrument	202200002874

Lender

Name	MERCER SAVINGS BANK
Type	Bank
Address	CELINA, OH 45822

Agreement

Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER OH
Property Address	421 STATE ROUTE 707, WILLSHIRE, OH 45898-9564
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 STATE ROUTE 707, WILLSHIRE, OH 45898-9564

Mortgage

Document Number	202200004191
Date	Aug 26, 2022
Instrument	202200004191

Lender

Name	MERCER SAVINGS BANK
Type	Bank
Address	CELINA, OH 45822

Agreement

Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER OH
Property Address	421 STATE ROUTE 707, WILLSHIRE, OH 45898-9564
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 STATE ROUTE 707, WILLSHIRE, OH 45898-9564

Mortgage

Document Number	202300001798
Date	May 12, 2023
Instrument	202300001798

Lender

Name	MERCER SAVINGS BANK
Type	Bank
Address	CELINA, OH 45822

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

January 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER OH
Property Address	421 STATE ROUTE 707, WILLSHIRE, OH 45898-9564
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201400000225
Date	Jan 21, 2014
Instrument	201400000225

Lender

Name	BANK OF GENEVA
Address	GENEVA, IN 46740

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jan 15, 2029

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MERCER OH
Recording Date	Jan 27, 2020
Property Address	421 STATE ROUTE 707, WILLSHIRE, OH 45898-9564
Document Number	202000000395
Instrument Date	Jan 16, 2020
Instrument	202000000395
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 STATE ROUTE 707, WILLSHIRE, OH 45898-9564

May 2007: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	MERCER OH
Recording Date	May 8, 2007
Property Address	421 STATE ROUTE 707, WILLSHIRE, OH 45898-9564
Document Number	200700002479
Instrument Date	Apr 20, 2007
Instrument	200700002479
Transaction Type	Foreclosure
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$100.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	717 E MAIN ST, BERNE, IN 46711-1615

Mortgage

Document Number	200700002480
Date	May 8, 2007
Instrument	200700002480

Lender

Name	FIRST BANK OF BERNE

Agreement

Type	ARM
Amount	Amount on Record
Term	180 Months
Due	May 4, 2022

Interest

Rate Type	Adjustable Rate
Rate	7.5%
Type Change Date	May 4, 2012
Change Frequency	5 Years
Min Rate At Change	5%
Index	5-Year CMT
Margin	3
Max Rate	12.5%

Tax Assessment & Valuation

The 2025 property tax bill for 421 State Rte 707 was $3,362.

Source: Mercer County assessment roll, as of February 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Mercer County
County Subdivision	Black Creek Township
Unified School District	Parkway Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,362.00	$113,810 (-) Land $25,750 Building $88,060
2024	$3,362.00 (+2.56%)	$113,810 (-) Land $25,750 Building $88,060
2023	$3,278.00 (+68.45%)	$113,810 (+92.05%) Land $25,750 Building $88,060	$325,180 Land $73,580 Building $251,600
2022	$1,946.00	$59,260 Land $20,720 Building $38,540
2020			$169,300 Land $59,200 Building $110,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 421 State Rte 707 in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective May 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2019–2020)
Most Recent Claim	Mar 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 421 State Rte 707 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Watch TV Fixed Wireless	400 / 40
Wabash Communications Fixed Wireless	100 / 25
Northwest Ohio Broadband Fixed Wireless	45 / 20
MetaLINK Technologies Fixed Wireless	25 / 5

Cell Coverage

5G (outdoors only) and 4G LTE

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