Florence County property record for 421 Spud Ln, Florence, SC 29505
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,265 sqft · built 2005 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Individual Name on File |
| Last Sale | $156,500 (Oct 2020) |
| Tax Bill | $3,917 (2025) |
| Deeds & Mortgages | Oct 2020 Sale & Mortgage Sep 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15219-01-054 |
| Primary APN | 15219-01-054 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,265 sqft Living Area |
| 1st Floor Area | 1,265 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 7,841 sqft (0.18 acres) |
| Garage Type | Mixed |
| Garage Area | 418 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Street Address | 421 SPUD LN |
|---|---|
| City | FLORENCE |
| State | SC |
| Zip | 29505-5133 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SOUTHBROOK IV-A LT 2 |
| Legal Subdivision | MAP OF SOUTHBROOK |
| Legal Lot Number | 2 |
| Jurisdiction | FLORENCE SC |
| Township / Civil Division | DANWOOD |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 1505 |
Source: Florence County records · APN 15219-01-054
Assessment roll updated March 5, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 421 SPUD LN, FLORENCE, SC 29505-5133 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 30, 2020 | Warranty Deed, Transfer · Conventional with PMI LOANDEPOT.COM LLC |
| Sep 28, 2018 | Grant Deed, Transfer · VA Mortgage FINANCE OF AMERICA MTG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 30, 2020 · Amount on Record |
| Deed Sale | Oct 30, 2020 · Amount on Record |
| Prior Sale | Oct 30, 2020 · Amount on Record |
| Deed Book / Page | 883 / 843 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLORENCE SC |
| Recording Date | Oct 30, 2020 |
| Property Address | 421 SPUD LN, FLORENCE, SC 29505-5133 |
| Document Number | 0000015066 |
| Book / Page | 000883 / 000843 |
| Instrument Date | Oct 13, 2020 |
| Instrument | 15066 |
| Transaction Type | Transfer |
| Record Updated | Nov 23, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $579.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 421 SPUD LN FLORENCE SC 295055133, FLORENCE, SC 29505-5133 |
| Document Number | 15067 |
|---|---|
| Date | Oct 30, 2020 |
| Book Page | 000883/000849 |
| Instrument | 15067 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 29, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FLORENCE SC |
| Recording Date | Sep 28, 2018 |
| Property Address | 421 SPUD LN, FLORENCE, SC 29505-5133 |
| Document Number | 0000013105 |
| Book / Page | 000765 / 001103 |
| Instrument Date | Sep 28, 2018 |
| Instrument | 13105 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $460.65 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 421 SPUD LN FLORENCE SC 295055133, FLORENCE, SC 29505-5133 |
| Investor | Possibly a Property Investor |
| Document Number | 13106 |
|---|---|
| Date | Sep 28, 2018 |
| Book Page | 000765/001107 |
| Instrument | 13106 |
| Name | FINANCE OF AMERICA MTG |
|---|---|
| Address | HORSHAM, PA 19044 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 27, 2048 |
Source: Florence County records · Assessment roll updated March 5, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Florence County |
| Municipality | Florence City |
| Unified School District | Florence School District 1 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,917.00 (+18.3%) | $7,933 (-99.87%) Land $920 Building $7,013 | $198,327 (-98.7%) Land $23,000 Building $175,327 |
| 2023 | $3,311.00 (+2.7%) Additional exemption filed | $6,085,263 (+99,904.32%) Land $920,000 Building $5,165,263 | $15,213,158 (+9,899.97%) Land $2,300,000 Building $12,913,158 |
| 2022 | $3,224.00 Additional exemption filed | $6,085 Land $920 Building $5,165 | $152,132 Land $23,000 Building $129,132 |
Source: FEMA National Flood Hazard Layer, Florence County (45041C), as of March 25, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450410015051, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 11 (2015–2020) |
| Claims Outside the SFHA | 11 of 11 |
| Most Recent Claim | May 2020 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Moderate above 67% of the US · above 88% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 333 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system SC2110001, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF FLORENCE serves 79,745 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2024 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Turbidity resolved · Jan 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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