421 Spruce Ln, Amboy, IL 61310 Property Records

Lee County property record for 421 Spruce Ln, Amboy, IL 61310

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,008 sqft · built 1998
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$104,000 (Mar 2002)
Tax Bill	$4,932 (2025)
Deeds & Mortgages	Jul 2017 Mortgage Feb 2013 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-15-15-253-021`

Property Details

APN / Parcel Number

Primary APN	`02-15-15-253-021`
Alternative APN	`64265`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	4 Plumbing Fixtures
Stories	1 Story
Building Area	2,008 sqft Living Area
Basement Area	2,008 sqft
Unfinished Basement	2,008 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	10,019 sqft (0.23 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	64265
Street Address	421 SPRUCE LN
City	AMBOY
State	IL
Zip	61310-9747
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT/LOT:15 TWP:20 RNG/BLK:10 SPRUCE LANE LT 9 PLAT - BK 9312-1109 9708-0613
Legal Range	10
Legal Township	20
Legal Section	15
Legal Subdivision	SPRUCE LANE
Legal Block	10
Legal Lot Number	9
Jurisdiction	LEE IL
Township / Civil Division	AMBOY
Census Block Group	1
Census Block	1065
Census Tract	800

Owner

Source: Lee County records, as of June 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	421 SPRUCE LN, AMBOY, IL 61310-9747
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK AMBOY
Feb 20, 2013	Deed of Trust, Mortgage · Conventional Mortgage CITIBANK NA
Jul 25, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK AMBOY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 6, 2002 · Amount on Record
Deed Sale	Mar 6, 2002 · Amount on Record
Deed Book / Page	203 / 1130
Record Updated	Sep 20, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE IL
Property Address	421 SPRUCE LN, AMBOY, IL 61310-9747
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201703001
Date	Jul 25, 2017
Instrument	201703001

Lender

Name	FIRST NATIONAL BANK AMBOY
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

February 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE IL
Property Address	421 SPRUCE LN, AMBOY, IL 61310-9747
Transaction Type	Mortgage
Record Updated	Jun 16, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSU

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01302/1670
Date	Feb 20, 2013
Book Page	1302/1670
Instrument	2013000948

Lender

Name	CITIBANK NA
Type	Bank
Address	O FALLON, MO 63368

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2028

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE IL
Property Address	421 SPRUCE LN, AMBOY, IL 61310-9747
Transaction Type	Mortgage
Record Updated	Aug 8, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 201703001
Date	Jul 25, 2017
Instrument	201703001

Lender

Name	FIRST NATIONAL BANK AMBOY
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Lee County assessment roll, as of June 16, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Amboy City
County	Lee County
County Subdivision	Amboy Township
Unified School District	Amboy Community Unit School District 272 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,932.00	$60,837 Land $5,407 Building $55,430	$182,511 Land $16,221 Building $166,290

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 31, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMBOY serves 2,500 people · EPA ID IL1030050
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	9 ppb (2025) action level 15 ppb
Copper	1.5 mg/L (2017–2019) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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