421 Spring St, Little Silver, NJ 07739 Property Records

Monmouth County and Little Silver Borough property record for 421 Spring St, Little Silver, NJ 07739

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 3,249 sqft · built 2005
Lot Size	0.818 acres (35,641 sqft)
Owner	2 Individual Names on File
Last Sale	$950,000 (Nov 2020)
Tax Bill	$21,661 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-00013-0000-00009-01`

Property Details

APN / Parcel Number

Primary APN	`25-00013-0000-00009-01`
Alternative APN	`25000130000000090001`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,249 sqft Living Area
1st Floor Area	2,395 sqft
Upper Floors Area	1,130 sqft
Basement Area	1,687 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Roof Material	Other
Lot Area	35,641 sqft (0.818 acres)
Lot Dimensions	324 ft deep x 110 ft wide
Garage Type	Built-in
Garage Area	690 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)
Porch	Open Porch
Patio Area	608 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	421 SPRING ST
City	LITTLE SILVER
State	NJ
Zip	07739-1024
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Block	13
Legal Lot Number	9.1
Jurisdiction	MONMOUTH NJ
Township / Civil Division	LITTLE SILVER
Census Block Group	1
Census Block	1005
Census Tract	804200

Owner

421 Spring St is owned and occupied by two individuals who bought it in November 2020.

Source: Monmouth County and Little Silver Borough records, as of July 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	421 SPRING ST, LITTLE SILVER, NJ 07739-1024
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 16, 2020 · Amount on File
Deed Sale	Nov 16, 2020 · Amount on File
Deed Document Number	2020136199
Deed Book / Page	9457 / 8168
Record Updated	Sep 20, 2026

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Nov 16, 2020
Property Address	421 SPRING ST, LITTLE SILVER, NJ 07739-1024
Document Number	0000136199
Book / Page	009457 / 008168
Instrument Date	Oct 23, 2020
Instrument	136199
Transaction Type	Transfer
Record Updated	Dec 4, 2020
Title Company	ACRES LAND TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$950.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	421 SPRING ST LITTLE SILVER NJ 077391024, LITTLE SILVER, NJ 07739-1024

Mortgage

Document Number	136200
Date	Nov 16, 2020
Book Page	009457/008198
Instrument	136200

Lender

Name	HARBORONE MTG LLC
Address	MANCHESTER, NH 03101

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 15, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 421 Spring St was $21,661, up 14.6% from the year before.

Source: Monmouth County and Little Silver Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Little Silver Borough
Elementary School District	Little Silver Borough School District (KG - 08)
Secondary School District	Red Bank Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,644,100 (+9.07%) Land $593,500 Building $1,050,600	$1,644,100 (+9.07%) Land $593,500 Building $1,050,600
2025	$21,661.00 (+14.58%)	$1,507,400 Land $620,000 Building $887,400	$1,507,400 Land $620,000 Building $887,400
2024	$18,905.00
2023		$1,063,800 Land $226,100 Building $837,700	$1,063,800 Land $226,100 Building $837,700
2022	$18,633.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 421 Spring St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	3 (2010–2017)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Mar 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 421 Spring St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: AT&T, T-Mobile.

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