421 Spring St, Humeston, IA 50123 Property Records

Wayne County property record for 421 Spring St, Humeston, IA 50123

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,549 sqft · built 1900
Lot Size0.19 acres (8,276 sqft)
Owner2 Individual Names on Record
Last Sale$120,000 (Feb 2024)
Tax Bill$1,892 (2026)
Deeds & MortgagesFeb 2024 Sale & Mortgage
Feb 2022 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN01150F331005

Property Details

APN / Parcel Number

Primary APN01150F331005

Interior

Bedrooms2 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,549 sqft Living Area
AtticAttic
Attic Area550 sqft
Basement Area999 sqft
FlooringTile
Interior WallsPlaster

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeBlock
Roof TypeHip
Roof MaterialAsphalt
Lot Area8,276 sqft (0.19 acres)
PorchSlab
Porch Area70 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address421 SPRING ST
CityHUMESTON
StateIA
Zip50123-1006
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMATKIN'S LTS 7 & 8 BLK 8
Legal SubdivisionHU ORIG HUMESTON
Legal Lot Number45
JurisdictionWAYNE IA
Township / Civil DivisionRICHMAN
Census Block Group1
Census Block1066
Census Tract70200

Owner

Source: Wayne County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address421 SPRING ST, HUMESTON, IA 50123-1006
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 22, 2024Warranty Deed, Transfer · Stand-Alone First Mortgage
CORYDON STATE BANK
Feb 22, 2022Deed of Trust, Mortgage · Conventional Mortgage
FINANCIAL PLUS CU
Feb 13, 2018Deed of Trust, Mortgage
AFFINITY FEDERAL CREDIT UNION
Feb 5, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
AFFINITY FEDERAL CREDIT UNION
Jun 19, 2018Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 22, 2024 · Amount on Record
Deed SaleFeb 22, 2024 · Amount on Record
Prior SaleMar 28, 2012 · Amount on Record
Deed Document Number2024195
Prior Transfer DateApr 9, 2014
Prior Transfer Doc064/0807
Record UpdatedOct 29, 2026

February 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWAYNE IA
Recording DateFeb 22, 2024
Property Address421 SPRING ST, HUMESTON, IA 50123-1006
Document Number0020240195
Instrument DateFeb 17, 2024
Instrument2024-0195
Transaction TypeTransfer
Record UpdatedMar 26, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$191.20
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address421 SPRING ST, HUMESTON, IA 50123-1006

Mortgage

Document Number0020240196
DateFeb 22, 2024
Instrument2024-0196
Lender
NameCORYDON STATE BANK
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAYNE IA
Property Address421 SPRING ST, HUMESTON, IA 50123-1006
Transaction TypeMortgage
Record UpdatedMar 23, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0020220269
DateFeb 22, 2022
Instrument2022-0269
Lender
NameFINANCIAL PLUS CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueMar 1, 2042
Interest
Rate TypeFixed Rate

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAYNE IA
Property Address421 SPRING ST, HUMESTON, IA 50123-1006
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20180259
DateFeb 13, 2018
Instrument2018-0259
Lender
NameAFFINITY FEDERAL CREDIT UNION
TypeCredit Union
Agreement
AmountAmount Recorded
Term83 Months
DueJan 1, 2025

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAYNE IA
Property Address421 SPRING ST, HUMESTON, IA 50123-1006
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20200143
DateFeb 5, 2020
Instrument2020-0143
Lender
NameAFFINITY FEDERAL CREDIT UNION
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWAYNE IA
Recording DateJun 19, 2018
Property Address421 SPRING ST, HUMESTON, IA 50123-1006
Document Number20181032
Instrument DateJun 5, 2018
Instrument2018-1032
Transaction TypeTransfer
Record UpdatedNov 19, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address421 SPRING ST, HUMESTON, IA 50123-1006

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of January 13, 2026

Property Jurisdictions

TypeName
StateIowa
CountyWayne County
MunicipalityHumeston City
Unified School DistrictMormon Trail Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,892.00$104,590 (-) Land $6,050 Building $98,540$104,590 (-) Land $6,050 Building $98,540
2025$1,892.00$104,590 (+159.34%) Land $6,050 Building $98,540
2023$40,330 (+7.09%) Land $6,050 Building $34,280$104,590 (+177.72%) Land $6,050 Building $98,540
2022$634.00 Homeowner's exemption$37,660 Land $6,050 Building $31,610
2021$37,660 Land $6,050 Building $31,610

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 16, 2018

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 91% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHUMESTON WATER PLANT
serves 465 people · EPA ID IA9348065
Water SourcePurchased surface water from RATHBUN REGIONAL WATER ASSN (RATHBUN)
Last State InspectionApr 2024
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Lockridge Networks
Fiber · Fixed Wireless
1,000 / 1,000
Windstream
DSL
200 / 20

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