421 Spooner Ave, Plainfield, NJ 07060 Property Records

Union County and Plainfield City property record for 421 Spooner Ave, Plainfield, NJ 07060

Property Summary

Property Type	Single Family Home
Details	1,476 sqft · built 1931
Lot Size	0.136 acres (5,929 sqft)
Owner	2 Individual Names on Record
Last Sale	$219,000 (Nov 2008)
Tax Bill	$5,954 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Apr 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`12-00502-0000-00044`

Property Details

APN / Parcel Number

Primary APN	`12-00502-0000-00044`
Alternative APNs	`120050200044` `05708000`

Interior

Stories	2 Stories
Building Area	1,476 sqft Living Area

Exterior

Year Built	Built 1931
Effective Year Built	Effective 1931
Construction Type	Frame
Lot Area	5,929 sqft (0.136 acres)
Lot Dimensions	148 ft deep x 40 ft wide

Location & Zoning

Account Number	05708000
Street Address	421 SPOONER AVE
City	PLAINFIELD
State	NJ
Zip	07060-2047
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	ADDITIONAL LOTS: 1476 SQ FT
Legal Block	502
Legal Lot Number	44
Jurisdiction	UNION NJ
Township / Civil Division	PLAINFIELD
Census Block Group	1
Census Block	1007
Census Tract	39400

Owner

Source: Union County and Plainfield City records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	421 SPOONER AVE, PLAINFIELD, NJ 07060-2047
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2023	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Apr 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
May 25, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Feb 16, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 5, 2008 · Amount on Record
Deed Sale	Nov 5, 2008 · Amount on Record
Prior Sale	Dec 31, 2007 · Amount on Record
Deed Document Number	2008200258
Deed Book / Page	5738 / 800
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	421 SPOONER AVE, PLAINFIELD, NJ 07060-2047
Transaction Type	Mortgage
Record Updated	Sep 5, 2023
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0015402251
Date	Aug 18, 2023
Book Page	1540/2251
Instrument	55208

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	421 SPOONER AVE, PLAINFIELD, NJ 07060-2047
Transaction Type	Mortgage
Record Updated	Aug 19, 2022
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0151982087
Date	Apr 7, 2022
Book Page	15198/2087
Instrument	35295

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	421 SPOONER AVE, PLAINFIELD, NJ 07060-2047
Transaction Type	Mortgage
Record Updated	Aug 19, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 SPOONER AVE, PLAINFIELD, NJ 07060-2047

Mortgage

Document Number	0149712435
Date	May 25, 2021
Book Page	14971/2435
Instrument	12871

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	334 Months
Due	Mar 1, 2049

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	421 SPOONER AVE, PLAINFIELD, NJ 07060-2047
Document Number	0145362803
Instrument Date	Feb 16, 2019
Transaction Type	Mortgage
Record Updated	Mar 15, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	421 SPOONER AVE PLAINFIELD NJ 070602047, PLAINFIELD, NJ 07060-2047

Mortgage

Document Number	0145362803
Date	Mar 1, 2019
Book Page	014536/002803
Instrument	669800

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 28, 2049

Tax Assessment & Valuation

Source: Union County and Plainfield City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Plainfield City
Unified School District	Plainfield City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$66,700 (-) Land $23,800 Building $42,900	$66,700 (-) Land $23,800 Building $42,900
2025	$5,954.00 (+2.23%)	$66,700 (-) Land $23,800 Building $42,900	$66,700 (-) Land $23,800 Building $42,900
2024	$5,824.00 (+3.23%)
2023		$66,700 Land $23,800 Building $42,900	$66,700 Land $23,800 Building $42,900
2022	$5,642.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1996–1999)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 1999 · Hurricane Floyd Major Disaster Declarations
Claims by Event	Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 488 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: Optimum, T-Mobile.

Nearby Properties on Spooner Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures