Atlantic County and Galloway Township property record for 421 Spencer Ln, Galloway, NJ 08205
| Property Type | Single Family Home |
|---|---|
| Details | 1,380 sqft · built 1987 |
| Lot Size | 2.18 acres (94,961 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $236,000 (Feb 2023) |
| Tax Bill | $6,943 (2025) |
| Deeds & Mortgages | Feb 2023 Sale & Mortgage Feb 2023 Transfer + 1 more |
| APN | 11-01170-0000-00011-01 |
| Primary APN | 11-01170-0000-00011-01 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,380 sqft Living Area |
| 1st Floor Area | 1,380 sqft |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Tudor |
| Construction Type | Frame |
| Lot Area | 94,961 sqft |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 11011700000000111 |
|---|---|
| Street Address | 421 SPENCER LN |
| City | GALLOWAY |
| State | NJ |
| Zip | 08205-9617 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NR |
| Legal Description | FLAG LOT |
| Legal Block | 1170 |
| Legal Lot Number | 11.1 |
| Jurisdiction | ATLANTIC NJ |
| Township / Civil Division | GALLOWAY |
| Census Block Group | 3 |
| Census Block | 3024 |
| Census Tract | 10501 |
Source: Atlantic County and Galloway Township records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 421 SPENCER LN, GALLOWAY, NJ 08205-9617 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 28, 2023 | Bargain and Sale Deed, Transfer · Stand-Alone First Mortgage CHARLES WOLFE ETAL |
| Feb 28, 2023 | Quit Claim Deed, Transfer UNKNOWN, THE TITLE COMPANY OF JERSEY |
| Sep 15, 2022 | Deed in Lieu of Foreclosure, Foreclosure |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 28, 2023 · Amount on Record |
| Deed Sale | Feb 28, 2023 · Amount on Record |
| Prior Sale | Sep 15, 2022 |
| Deed Document Number | 202310609 |
| Prior Transfer Date | Oct 11, 2022 |
| Prior Transfer Doc | 0000010608 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ATLANTIC NJ |
| Recording Date | Feb 28, 2023 |
| Property Address | 421 SPENCER LN, GALLOWAY, NJ 08205-9617 |
| Document Number | 0000010609 |
| Instrument Date | Feb 16, 2023 |
| Instrument | 2023010609 |
| Transaction Type | Transfer |
| Record Updated | Oct 9, 2025 |
| Title Company | UNKNOWN, THE TITLE COMPANY OF JERSEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,215.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 333 S ANITA DR # DR400, DR400, ORANGE, CA 92868-3356 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 421 SPENCER LN, GALLOWAY, NJ 08205-9617 |
| Document Number | 0000010610 |
|---|---|
| Date | Feb 28, 2023 |
| Instrument | 2023010610 |
| Name | CHARLES WOLFE ETAL |
|---|---|
| Type | Private Party |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 37 Months |
| Due | Mar 1, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ATLANTIC NJ |
| Recording Date | Feb 28, 2023 |
| Property Address | 421 SPENCER LN, GALLOWAY, NJ 08205-9617 |
| Document Number | 0000010608 |
| Instrument Date | Oct 11, 2022 |
| Instrument | 2023010608 |
| Transaction Type | Transfer |
| Record Updated | Oct 9, 2025 |
| Title Company | UNKNOWN, THE TITLE COMPANY OF JERSEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Name | Verified Name |
|---|---|
| Address | 333 S ANITA DR STE 400, 400, ORANGE, CA 92868-3314 |
| Investor | Possibly a Property Investor |
| Document Type | Deed in Lieu of Foreclosure |
|---|---|
| Jurisdiction | ATLANTIC NJ |
| Recording Date | Sep 15, 2022 |
| Property Address | 421 SPENCER LN, GALLOWAY, NJ 08205-9617 |
| Document Number | 0000048368 |
| Instrument Date | Dec 9, 2021 |
| Instrument | 2022048368 |
| Transaction Type | Foreclosure |
| Record Updated | Oct 9, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Name | Verified Name |
|---|---|
| Address | 535 8TH AVE, GALLOWAY, NJ 08205-4025 |
| Name | Verified Name |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Investor | Possibly a Property Investor |
Source: Atlantic County and Galloway Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Atlantic County |
| County Subdivision | Galloway Township |
| Elementary School District | Galloway Township School District (KG - 08) |
| Secondary School District | Greater Egg Harbor Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $204,800 (-) Land $63,400 Building $141,400 | $204,800 (-) Land $63,400 Building $141,400 | |
| 2025 | $6,943.00 (+1.57%) | $204,800 (-) Land $63,400 Building $141,400 | $204,800 (-) Land $63,400 Building $141,400 |
| 2024 | $6,836.00 (+8.06%) | ||
| 2023 | $204,800 Land $63,400 Building $141,400 | $204,800 Land $63,400 Building $141,400 | |
| 2022 | $6,326.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 1 (1998) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 1998 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 71% of the US · above 84% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - ATLANTIC COUNTY private · serves 120,146 people · EPA ID NJ0119002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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