421 Spence Rd, Ennis, TX 75119 Property Records

Ellis County property record for 421 Spence Rd, Ennis, TX 75119 · Last verified August 2026

Property Highlights

Property Type	Agriculture / Farming > Farm - Irrigated or Dry
Year Built	Built 2020
Square Footage	4,530 sqft Gross Area
Lot Size	14 acres
Garage	Attached, 432 sqft
Occupancy	Owner Occupied
Tax Bill	$5,020.00 (2025)

Owner

Source: Ellis County records · APN R276812

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 491, ENNIS, TX 75120-0491
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2025	Deed of Trust, Mortgage · Line of Credit CADENCE BANK NA
Mar 31, 2022	Deed of Trust, Mortgage · Conventional Mortgage THE COWBOY BANK OF TEXAS
Dec 23, 2020	Deed of Trust, Construction Loan · Building or Construction Mortgage COWBOY BK/TX

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Refreshed	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	421 SPENCE RD, ENNIS, TX 75119-0691
Transaction Type	Mortgage
Record Updated	Oct 13, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 SPENCE RD, ENNIS, TX 75119-0691

Mortgage

Document Number	0002532257
Date	Sep 26, 2025
Instrument	2532257

Lender

Name	CADENCE BANK NA
Type	Bank
Address	530 S CARRIER PKWY, GRAND PRAIRIE, TX 75051

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 26, 2050

Interest

Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	421 SPENCE RD, ENNIS, TX 75119-0691
Transaction Type	Mortgage
Record Updated	Dec 04, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0002213310
Date	Mar 31, 2022
Instrument	2213310

Lender

Name	THE COWBOY BANK OF TEXAS
Type	Bank
Address	MAYPEARL, TX 76064

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2052

December 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Recording Date	Dec 23, 2020
Property Address	421 J C SPENCE RD, ENNIS, TX 75119
Document Number	0000047477
Instrument Date	Dec 21, 2020
Instrument	47477
Transaction Type	Construction Loan
Record Updated	Jan 15, 2021
Title Company	ELLIS COUNTY ABSTRACT AND TITLE, ELLIS CNTY ABSTRACT & TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	PO BOX 491 ENNIS TX 751200491, ENNIS, TX 75120-0491

Mortgage

Document Number	0000047477
Date	Dec 23, 2020
Instrument	47477

Lender

Name	COWBOY BK/TX
Type	Bank
Address	MAYPEARL, TX 76064

Agreement

Type	Building or Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Dec 22, 2021

Tax Assessment & Valuation

Source: Ellis County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Texas
County	Ellis County
Unified School District	Ennis Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$472,892 (-9.61%) Land $25,671 Building $447,221	$783,221 (-3.79%) Land $336,000 Building $447,221
2025	$5,020.00 (-22.61%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption	$523,148 (-31.39%) Land $24,093 Building $499,055	$814,055 (+6.76%) Land $315,000 Building $499,055
2024	$6,487.00
2023		$762,521 Land $308,000 Building $454,521	$762,521 Land $308,000 Building $454,521

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ellis County (48139C), updated October 9, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 100 ft

Wildfire

Wildfire Risk	Moderate above 60% of the US · above 42% of Texas
Wildfire Likelihood	About 1 in 625 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`R276812`
Alternative APNs	`99081700000300103` `276812`

Interior

Building Area	4,530 sqft Gross Area
1st Floor	1,756 sqft 1st Floor
2nd Floor	1,221 sqft 2nd Floor
Stories	2 Stories
Primary Flooring	Carpet Flooring
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	609,840 sqft
Parking Spaces	8 Parking Spaces
Garage Type	Attached Garage
Garage Area	432 sqft Garage
Total Buildings	2 Total Buildings
Porch	Covered Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating

Location & Zoning

Street Address	421 J C SPENCE RD
City	ENNIS
State	TX
Zip	75119
Property Usage	Agriculture or Farming Property Usage
Type	Agriculture / Farming > Farm - Irrigated or Dry
Legal Description	817 J W OWNES 14.00 ACRES
Legal Subdivision	J W OWENS
Jurisdiction	ELLIS TX
Minor Civil Division	ENNIS
Census Blockgroup	1
Census Block	1040
Census Tract	61700

Nearby Properties on Spence Rd

Nearby Streets

All Ennis, TX Property Records

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures