Mecklenburg County property record for 421 Spearfield Ln, Charlotte, NC 28205
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 3.5 ba · 1,600 sqft · built 2023 |
| Lot Size | 0.019 acres (836 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $455,000 (May 2024) |
| Tax Bill | $965 (2023) |
| Deeds & Mortgages | May 2024 Sale & Mortgage Jan 2024 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 091-061-59 |
| Primary APN | 091-061-59 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 1,600 sqft Living Area |
| Gross Area | 1,920 sqft |
| 1st Floor Area | 640 sqft |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Townhouse |
| Exterior Material | Concrete |
| Construction Type | Frame |
| Roof Material | Other |
| Lot Area | 836 sqft (0.019 acres) |
| Garage Type | Attached |
| Garage Area | 320 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Street Address | 421 SPEARFIELD LN |
|---|---|
| City | CHARLOTTE |
| State | NC |
| Zip | 28205-1486 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | L40 M71-325 |
| Legal Subdivision | ANDERSON TOWNHOMES SUBDIVISION |
| Legal Lot Number | 40 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 1400 |
Source: Mecklenburg County records, as of October 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 421 SPEARFIELD LN, CHARLOTTE, NC 28205-1486 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Man |
| Date | Document |
|---|---|
| May 8, 2024 | Special Warranty Deed, Transfer · Conventional Mortgage NVR MORTGAGE FINANCE INC |
| Jan 4, 2024 | Special Warranty Deed, Transfer NVR SETTLEMENT SERVICES LAG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 8, 2024 · Amount on Record |
| Deed Sale | May 8, 2024 · Amount on Record |
| Prior Sale | Jan 4, 2024 · Amount on Record |
| Deed Document Number | 202441925 |
| Deed Book / Page | 38804 / 75 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | May 8, 2024 |
| Property Address | 421 SPEARFIELD LN, CHARLOTTE, NC 28205-1486 |
| Document Number | 0000041925 |
| Book / Page | 38804 / 75 |
| Map Reference | MB 71 PG 325&326 |
| Instrument Date | May 8, 2024 |
| Instrument | 2024041925 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $910.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10710 SIKES PL STE 250, 250, CHARLOTTE, NC 28277-8182 |
| Name | Verified Name |
|---|---|
| Address | 421 SEARFIELD LANE, CHARLOTTE, NC 28205-1486 |
| Document Number | 0000041926 |
|---|---|
| Date | May 8, 2024 |
| Instrument | 2024041926 |
| Name | NVR MORTGAGE FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 1, 2039 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Jan 4, 2024 |
| Property Address | 421 SPEARFIELD LN, CHARLOTTE, NC 28205-1486 |
| Document Number | 0000000693 |
| Book / Page | 38567 / 246 |
| Map Reference | MB 71 PG 325&326 |
| Instrument Date | Dec 28, 2023 |
| Instrument | 2024000693 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2026 |
| Title Company | NVR SETTLEMENT SERVICES LAG |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,891.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1905 WOODSTOCK RD STE 9250, 9250, ROSWELL, GA 30075-5640 |
| Name | Verified Name |
|---|---|
| Address | 10720 SIKES PL STE 300, 300, CHARLOTTE, NC 28277-8143 |
| Investor | Possibly a Property Investor |
Source: Mecklenburg County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $461,800 (+361.8%) Land $100,000 Building $361,800 | $461,800 (+361.8%) Land $100,000 Building $361,800 | |
| 2023 | $965.00 | $100,000 Land $100,000 | $100,000 Land $100,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 558 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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