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421 Spalding Ct, Westminster, MD 21158 Property Records

Carroll County property record for 421 Spalding Ct, Westminster, MD 21158 · Last verified August 2026

Property Summary

Property TypeTownhouse
Details1.5 ba · 1,208 sqft · built 1990
Lot Size0.096 acres (4,179 sqft)
Owner2 Individual Names on File
Last Sale$105,859 (Jun 2024)
Tax Bill$4,345 (2025)
Deeds & MortgagesDec 2022 Sale & Mortgage
Aug 2017 Loan Modification
Flood ZoneZone X (minimal risk)
APN07-107935

Property Details

APN / Parcel Number

Primary APN07-107935
Alternative APNs
  • 7107935
  • 107935

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,208 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area4,179 sqft (0.096 acres)
Deck Area252 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number107935
Street Address421 SPALDING CT
CityWESTMINSTER
StateMD
Zip21158-9412
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionLT 189A - 4179 SF 421 SPALDING CT 31-51 AM FURNACE HILLS PLT B
Legal SubdivisionFURNACE HILLS PH 04 AMD
Legal Lot Number189A
JurisdictionCARROLL MD
Township / Civil Division7, WESTMINSTER
Census Block Group3
Census Block3004
Census Tract507704

Owner

Source: Carroll County records · APN 07-107935

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address35 LONDON BRIDGE CT, SILVER SPRING, MD 20906-5713
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 20, 2022Deed, Transfer · Conventional Mortgage
ANGEL OAK MORTGAGE SOLUTIONS LLC
Aug 16, 2017Loan Modification, Mortgage · Conventional Mortgage
FARMERS & MERCHANTS NAT'L BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 10, 2024 · Amount on Record
Deed SaleJun 10, 2024 · Amount on Record
Prior SaleDec 20, 2022 · Amount on Record
Deed Book / Page11257 / 413
Prior Transfer DateJan 10, 2011
Prior Transfer Doc0064760217
Record UpdatedSep 20, 2026

December 2022: Deed, Transfer

Document TypeDeed
JurisdictionCARROLL MD
Recording DateDec 20, 2022
Property Address421 SPALDING CT, WESTMINSTER, MD 21158-9412
Document Number0109510443
Book / Page10951 / 443
Map ReferenceMB LWS 31 FO 51
Instrument DateDec 06, 2022
Transaction TypeTransfer
Record UpdatedJan 16, 2023
Title CompanyTERRAIN TITLE & ESCROW CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,425.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address35 LONDON BRIDGE CT, SILVER SPRING, MD 20906-5713

Mortgage

Document Number0109510447
DateDec 20, 2022
Book Page10951/447
Lender
NameANGEL OAK MORTGAGE SOLUTIONS LLC
TypeMortgage Company
AddressATLANTA, GA 30328
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2053

August 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCARROLL MD
Property Address421 SPALDING CT, WESTMINSTER, MD 21158-9412
Document Number0088310141
Instrument DateAug 16, 2017
Transaction TypeMortgage
Record UpdatedAug 27, 2018

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address6 WIMERT AVE

Mortgage

Document Number0088310141
DateOct 11, 2017
Book Page008831/000141
Lender
NameFARMERS & MERCHANTS NAT'L BK
TypeBank
AddressUPPERCO, MD 21155
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueOct 10, 2022

Tax Assessment & Valuation

Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCarroll County
MunicipalityWestminster City
Unified School DistrictCarroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$282,100 (+9.06%) Land $80,000 Building $202,100$282,100 (-) Land $80,000 Building $202,100
2025$4,345.00 (+21.4%)$258,667 (+22.13%)$282,100 (+33.19%) Land $80,000 Building $202,100
2023$3,579.00$211,800 Land $80,000 Building $131,800$211,800 Land $80,000 Building $131,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Carroll County (24013C), updated March 11, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240135077043, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2012)
Claims Outside the SFHA1 of 1
Most Recent ClaimNov 2012, rainfall accumulation, Hurricane Sandy

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 484 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
Ting FiberFiber1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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