Ray County property record for 421 South St, Hardin, MO 64035
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,660 sqft · built 1973 |
| Lot Size | 1.5 acres (65,340 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,430 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 09-08-33-03-010-027.000 |
| Primary APN | 09-08-33-03-010-027.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,660 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 65,340 sqft (1.5 acres) |
| Garage Type | Mixed |
| Garage Area | 1,192 sqft |
| Parking Spaces | 4 Parking Spaces |
| Patio Area | 182 sqft |
| Shed | 1 Shed |
| Lean-To | 560 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 421 SOUTH ST |
|---|---|
| City | HARDIN |
| State | MO |
| Zip | 64035-9183 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ALL LOT 7 HARDIN S/D SW1/4 BEG. 330' E & 272' N OF SW COR. OF SE1/ SW1/4 TH:N 264' W 246.3' SWLY 122' TO N/R/W S. ST. TH:SLY |
| Legal Range | 26 |
| Legal Township | 52 |
| Legal Section | 33 |
| Legal Subdivision | HARDIN SUB |
| Legal Lot Number | 7 |
| Jurisdiction | RAY MO |
| Township / Civil Division | CROOKED RIVER |
| Census Block Group | 3 |
| Census Block | 3050 |
| Census Tract | 80100 |
421 South St is owned and occupied by an individual.
Source: Ray County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 421 SOUTH ST, HARDIN, MO 64035-9183 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 421 South St was $1,430, up 9.9% from the year before.
Source: Ray County assessment roll, as of April 24, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Ray County |
| Municipality | Hardin City |
| Unified School District | Hardin-Central C-2 School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $18,990 (-) | $99,930 (-) | |
| 2025 | $1,430.00 (+9.92%) | $18,990 (+9.83%) Land $950 Building $18,040 | $99,930 Land $5,000 Building $94,930 |
| 2024 | $1,301.00 | $17,290 Land $950 Building $16,340 | |
| 2023 | $91,010 Land $5,000 Building $86,010 | ||
| 2022 | $1,189.00 | $16,040 Land $950 Building $15,090 | |
| 2021 | $84,400 Land $5,000 Building $79,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 421 South St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective June 19, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 1 (1993) |
| Most Recent Claim | Jul 1993 · Severe Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 421 South St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 93% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARDIN PWS serves 569 people · EPA ID MO1010346 |
|---|---|
| Water Source | Purchased groundwater from RAY COUNTY CONS PWSD 2 |
| Last State Inspection | May 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
May also be available: Wisper ISP.
5G (outdoors only) and 4G LTE
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