421 Somonauk St, Sycamore, IL 60178 Property Records

DeKalb County property record for 421 Somonauk St, Sycamore, IL 60178

Property Summary

Property TypeSingle Family Home
Details6 bd · 3 ba · 2,069 sqft · built 1860
Lot Size0.43 acres (18,720 sqft)
Owner2 Individual Names on File
Last Sale$421,000 (Apr 2021)
Tax Bill$11,403 (2024)
Deeds & MortgagesApr 2021 Sale & Mortgage
Oct 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN06-32-410-012

Property Details

APN / Parcel Number

Primary APN06-32-410-012

Interior

Bedrooms6 Beds
Full Baths3 Baths
Total Rooms11 Rooms
Stories2 Stories
Building Area2,069 sqft Living Area
1st Floor Area2,069 sqft
Family RoomFamily Room
FlooringConcrete/Cement
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1860
Effective Year BuiltEffective 1860
Construction TypeFrame
Foundation TypeRetaining Wall
Roof MaterialAsphalt
Lot Area18,720 sqft (0.43 acres)
Lot Dimensions160 ft deep x 117 ft wide
Garage TypeDetached
Garage Area640 sqft
PorchOpen Frame Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Account Number0632410012
Street Address421 SOMONAUK ST
CitySYCAMORE
StateIL
Zip60178-2248
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 2 (EX N 70FT) &LOT 3 (EX S 53FT) & LOT 4 - BLK 2 - WATERMAN & ELLWOODS SOUTH ADDITION
Legal SubdivisionWATERMAN & ELLWOODS SOUTH ADDITION
Legal Block2
Legal Lot Number2,3,4
JurisdictionDE KALB IL
Township / Civil DivisionSYCAMORE
Census Block Group3
Census Block3019
Census Tract600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Sycamore Historic District
listed 1978 · 187 contributing resources · NRIS 78003104

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

421 Somonauk St is owned and occupied by two individuals who bought it in April 2021.

Source: DeKalb County records, as of April 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address421 SOMONAUK ST, SYCAMORE, IL 60178-2248
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants in Common

Deeds, Mortgages & Sale History

DateDocument
Apr 14, 2021Warranty Deed, Transfer · Conventional Mortgage
FIRST CENTENNIAL MORTGAGE CORP
Oct 2, 2017Deed of Trust, Mortgage · Line of Credit
MIDWEST CMNTY BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 14, 2021 · Amount on File
Deed SaleApr 14, 2021 · Amount on File
Prior SaleAug 26, 2005 · Amount on File
Deed Document Number20214762
Record UpdatedOct 29, 2026

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDE KALB IL
Recording DateApr 14, 2021
Property Address421 SOMONAUK ST, SYCAMORE, IL 60178-2248
Document Number0000004762
Map ReferenceMB A PG 2
Instrument DateApr 12, 2021
Instrument2021004762
Transaction TypeTransfer
Record UpdatedApr 16, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$631.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address421 SOMONAUK ST, SYCAMORE, IL 60178-2248

Mortgage

Document Number0000004763
DateApr 14, 2021
Instrument2021004763
Lender
NameFIRST CENTENNIAL MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2051
Interest
Rate TypeFixed Rate
Rate2.62%

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDE KALB IL
Property Address421 SOMONAUK ST, SYCAMORE, IL 60178-2248
Document Number0000010033
Instrument DateOct 2, 2017
Transaction TypeMortgage
Record UpdatedDec 6, 2017
Title CompanyFIRST NATIONAL TITLE INSURANCE

Transferred To (Grantee/Buyer)

NameVerified Name
Address416 S CALIFORNIA ST SYCAMORE IL 601782131, SYCAMORE, IL 60178-2131

Mortgage

Document Number0000010033
DateOct 12, 2017
Instrument10033
Lender
NameMIDWEST CMNTY BK
TypeBank
AddressSCIOTO MILLS, IL 61032
Agreement
TypeLine of Credit
AmountAmount on Record
Term84 Months
DueOct 11, 2024
Interest
Rate TypeAdjustable Rate
Rate4.25%

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDeKalb County
County SubdivisionSycamore Township
MunicipalitySycamore City
Unified School DistrictSycamore Community Unit School District 427 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$152,263 Land $40,589 Building $111,674$456,789 Land $121,767 Building $335,022
2024$11,403.00
2023$130,726 Land $34,848 Building $95,878$392,178 Land $104,544 Building $287,634

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 421 Somonauk St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1983–1996)
Most Recent ClaimJul 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 421 Somonauk St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSYCAMORE
serves 18,500 people · EPA ID IL0370550
Water SourceGroundwater
Last State InspectionNov 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 497 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
1,200 / 35

May also be available: DNA Communications, Verizon.

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