421 Silverbell Trl, Saint Cloud, FL 34771 Property Records

Osceola County property record for 421 Silverbell Trl, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 2024
Square Footage	2,062 sqft Heated Area
Lot Size	3,485 sqft (0.08 acres)
Occupancy	Owner Occupied
Last Sale	$389,900 (2024)
Tax Bill	$7,180.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`222531366100012080`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Partial Baths	1 Partial Baths
Building Area	2,062 sqft Heated Area
Gross Area	2,632 sqft Gross Area
Stories	2 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2024
Exterior Material	Fiber Cement Siding (Hardi-Board/Hardi-Plank) Exterior
Construction Type	Frame Construction
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	3,485 sqft (0.08 acres)
Garage Type	Finished Garage
Porch	Open Porch
Porch Area	42 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	421 SILVERBELL TRL
City	SAINT CLOUD
State	FL
Zip	34771-8153
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	CROSSINGS PH 1 PB 33 PGS 53-60 LOT 208
Legal Phase	1
Legal Lot Number	208
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1053
Census Tract	43700

Owner

Source: Osceola County records · APN 222531366100012080

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	421 SILVERBELL TRL, SAINT CLOUD, FL 34771-8153
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 02, 2024 · Amount on Record
Deed Sale	Jul 02, 2024 · Amount on Record
Deed Doc Number	2024086655
Deed Book / Page	6626 / 2664
Record Refreshed	Jun 08, 2026

July 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jul 02, 2024
Property Address	421 SILVERBELL TRL, SAINT CLOUD, FL 34771-8153
Document Number	0066262664
Book / Page	6626 / 2664
Map Reference	MB 33 PG 53-60
Instrument Date	Jun 28, 2024
Instrument	2024086655
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	INNOVATIVE TITLE AGENCY, INNOVATIVE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,729.30
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3020 S FLORIDA AVE, LAKELAND, FL 33803-4053

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 SILVERBELL TRL, SAINT CLOUD, FL 34771-8153

Mortgage

Document Number	2024086656
Date	Jul 02, 2024
Instrument	2024086656

Lender

Name	HOME SOLUTION LENDERS INC
Type	Mortgage Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2054

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,180.00 Homeowner's exemption	$341,500 Land $60,000 Building $281,500	$341,500 Land $60,000 Building $281,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	High above 89% of the US · above 82% of Florida
Wildfire Likelihood	About 1 in 104 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.