421 Shadow Ln, Fernley, NV 89408 Property Records

Lyon County property record for 421 Shadow Ln, Fernley, NV 89408

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,415 sqft · built 1978
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$104,900 (Feb 2014)
Tax Bill	$950 (2026)
Deeds & Mortgages	Feb 2017 Mortgage Feb 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`020-195-05`

Property Details

APN / Parcel Number

Primary APN	`020-195-05`
Alternative APN	`2019505`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,415 sqft Living Area

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Lot Area	7,405 sqft (0.17 acres)
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	421 SHADOW LN
City	FERNLEY
State	NV
Zip	89408-8503
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF6
Legal Description	13-20-24 FRN2NW4SW4
Legal Subdivision	COUNTRYSIDE 1
Legal Block	D
Legal Lot Number	74
Jurisdiction	LYON NV
Township / Civil Division	FERNLEY
Census Block Group	1
Census Block	1006
Census Tract	960105

Owner

Source: Lyon County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	421 SHADOW LN, FERNLEY, NV 89408-8503
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC
Feb 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 12, 2014 · Amount on Record
Deed Sale	Feb 12, 2014 · Amount on Record
Prior Sale	Nov 12, 2013 · Amount on Record
Deed Document Number	2014518092
Prior Transfer Date	Jul 27, 2005
Prior Transfer Doc	0000358680
Record Updated	Sep 20, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYON NV
Property Address	421 SHADOW LN, FERNLEY, NV 89408-8503
Transaction Type	Mortgage
Record Updated	Aug 17, 2022
Title Company	TICOR TITLE CARSON

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000561574
Date	Feb 27, 2017
Instrument	561574

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company
Address	FOLSOM, CA 95630

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYON NV
Property Address	421 SHADOW LN, FERNLEY, NV 89408-8503
Transaction Type	Mortgage
Record Updated	Aug 17, 2022
Title Company	SOLIDIFI TITLE AGENCY LIMITED, SOLIDIFI TITLE AGENCY LTD

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000652211
Date	Feb 1, 2022
Instrument	652211

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

Source: Lyon County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Lyon County
Municipality	Fernley City
Unified School District	Lyon County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$950.00 (-26.13%)	$75,515 (+6.22%) Land $54,250 Building $21,265	$215,757 (+6.22%) Land $155,000 Building $60,757
2023	$1,286.00 (+3.63%)	$71,094 (+1.52%) Land $49,000 Building $22,094	$203,126 (+1.52%) Land $140,000 Building $63,126
2022	$1,241.00	$70,028 Land $49,000 Building $21,028	$200,079 Land $140,000 Building $60,079

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Nevada
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERNLEY PUBLIC WORKS serves 23,064 people · EPA ID NV0000062
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 622 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	200 / 30
Choice Broadband Fixed Wireless	100 / 25

May also be available: AT&T.

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