Pontotoc County property record for 421 SE County Rd, Ada, OK 74820 · Last verified February 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,260 sqft · built 2009 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Individual Name on File |
| Last Sale | $305,000 (Mar 2024) |
| Tax Bill | $3,310 (2025) |
| Deeds & Mortgages | Mar 2024 Sale & Mortgage Jul 2021 Sale & Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 27828 |
| Primary APN | 27828 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,260 sqft Living Area |
| 1st Floor Area | 1,860 sqft |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 21,780 sqft (0.5 acres) |
| Garage Type | Attached |
| Garage Area | 435 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 138 sqft |
| Patio Area | 55 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 27828 |
|---|---|
| Street Address | 421 SE COUNTY RD |
| City | ADA |
| State | OK |
| Zip | 74820-7310 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT SW SE BEG SE/C OF SW OF SE-N 00 DEG 00'00" W 1226.00' TO POB-S 90 DEG 00'00" W 242.00'-N 00 DEG 00'00" W 90.00'-N 90 DEG 0 |
| Legal Range | 06E |
| Legal Township | 04N |
| Legal Section | 35 |
| Legal Subdivision | LIC 35-4-6 -SD 16-A & ADA |
| Legal Block | 4 |
| Legal Lot Number | 6 |
| Jurisdiction | PONTOTOC OK |
| Township / Civil Division | ADA |
| Census Block Group | 4 |
| Census Block | 4016 |
| Census Tract | 88801 |
Source: Pontotoc County records · APN 27828
Assessment roll updated October 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 421 SE COUNTY RD, ADA, OK 74820-7310 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 01, 2024 | Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Jul 27, 2021 | Warranty Deed, Transfer · FHA Mortgage US BANK NA |
| Nov 15, 2017 | Deed of Trust, Mortgage · Construction Mortgage OKLAHOMA HERITAGE BANK |
| Oct 11, 2017 | Deed of Trust, Mortgage · Conventional Mortgage VISION BANK NA |
| Oct 11, 2017 | Deed of Trust, Mortgage · Conventional Mortgage VISION BANK NA |
| Jun 15, 2018 | Deed of Trust, Mortgage · VA Mortgage FIRST UNITED BANK & TRUST CO |
| Oct 19, 2017 | Warranty Deed, Transfer · Commercial Mortgage FIRST UNITED BANK & TRUST CO |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 01, 2024 · Amount on Record |
| Deed Sale | Mar 01, 2024 · Amount on Record |
| Prior Sale | Jul 27, 2021 · Amount on Record |
| Deed Document Number | I-2024-001058 |
| Deed Book / Page | 3773 / 131 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PONTOTOC OK |
| Recording Date | Mar 01, 2024 |
| Property Address | 421 SE COUNTY RD, ADA, OK 74820-7310 |
| Document Number | 003773/131 |
| Book / Page | 3773 / 131 |
| Instrument Date | Feb 29, 2024 |
| Instrument | I-2024-001058 |
| Transaction Type | Transfer |
| Record Updated | Mar 18, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $457.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 421 SE COUNTY RD, ADA, OK 74820-7310 |
| Document Number | I2024001059 |
|---|---|
| Date | Mar 01, 2024 |
| Instrument | I-2024-001059 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PONTOTOC OK |
| Recording Date | Jul 27, 2021 |
| Property Address | 421 SE COUNTY RD, ADA, OK 74820-7310 |
| Document Number | 3527/90 |
| Book / Page | 3527 / 90 |
| Instrument Date | Jul 27, 2021 |
| Instrument | 2021-004663 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2021 |
| Title Company | NOT AVAILABLE, HOME TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $448.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 421 SE COUNTY RD, ADA, OK 74820-7310 |
| Document Number | 2021004664 |
|---|---|
| Date | Jul 27, 2021 |
| Instrument | 2021-004664 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PONTOTOC OK |
| Property Address | 421 SE COUNTY RD, ADA, OK 74820-7310 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | 3167/250 |
|---|---|
| Date | Nov 15, 2017 |
| Book Page | 3167/250 |
| Instrument | 2017-006116 |
| Name | OKLAHOMA HERITAGE BANK |
|---|---|
| Type | Bank |
| Address | ADA, OK 74820 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Nov 07, 2018 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PONTOTOC OK |
| Property Address | 421 SE COUNTY RD, ADA, OK 74820-7310 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 3158/095 |
|---|---|
| Date | Oct 11, 2017 |
| Book Page | 3158/095 |
| Instrument | 2017-005391 |
| Name | VISION BANK NA |
|---|---|
| Type | Bank |
| Address | ADA, OK 74820 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 306 Months |
| Due | Apr 01, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PONTOTOC OK |
| Property Address | 421 SE COUNTY RD, ADA, OK 74820-7310 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 3158/111 |
|---|---|
| Date | Oct 11, 2017 |
| Book Page | 3158/111 |
| Instrument | 2017-005393 |
| Name | VISION BANK NA |
|---|---|
| Type | Bank |
| Address | ADA, OK 74820 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 306 Months |
| Due | Apr 01, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PONTOTOC OK |
| Property Address | 421 SE COUNTY RD, ADA, OK 74820-7310 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 3223/265 |
|---|---|
| Date | Jun 15, 2018 |
| Book Page | 3223/265 |
| Instrument | 2018-003244 |
| Name | FIRST UNITED BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | DURANT, OK 74701 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PONTOTOC OK |
| Recording Date | Oct 19, 2017 |
| Property Address | 421 SE COUNTY RD, ADA, OK 74820-7310 |
| Document Number | 003161/027 |
| Book / Page | 3161 / 027 |
| Instrument Date | Oct 19, 2017 |
| Instrument | 2017-005615 |
| Transaction Type | Transfer |
| Record Updated | Mar 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $343.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 421 SE COUNTY RD, ADA, OK 74820-7310 |
| Document Number | 2017005616 |
|---|---|
| Date | Oct 19, 2017 |
| Instrument | 2017-005616 |
| Name | FIRST UNITED BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Oct 19, 2018 |
Source: Pontotoc County records · Assessment roll updated October 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| Municipality | Ada City |
| County | Pontotoc County |
| Unified School District | Byng Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,310.00 (+0.24%) | $36,600 (-2.52%) Land $4,800 Building $31,800 | $305,000 (-3.78%) Land $40,000 Building $265,000 |
| 2024 | $3,302.00 (+18.22%) | $37,548 (+5%) Land $4,800 Building $32,748 | $316,987 (+6.37%) Land $40,000 Building $276,987 |
| 2023 | $2,793.00 | $35,760 Land $4,800 Building $30,960 | $298,000 Land $40,000 Building $258,000 |
Source: FEMA National Flood Hazard Layer, Pontotoc County (40123C), updated July 17, 2012 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 401230888014, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 1 individual NFIP policies nearby |
| Nearby Flood Policies | 1 in force 1 of 1 on primary residences |
| Wildfire Risk | Moderate above 60% of the US · above 22% of Oklahoma |
|---|---|
| Wildfire Likelihood | About 1 in 658 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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